Institutional Investment Solutions for Insurance Organizations

Descripción general

For insurance organizations today, managing investments that include multiple long-term asset pools that support a variety of product and distribution segments is more demanding than ever. Meeting performance expectations while minimizing risk and satisfying regulatory, corporate governance, and ratings-agency requirements is a constant challenge.

PNC Institutional Asset Management® delivers the proven insurance industry experience to help you achieve your investment goals so that you can focus on moving your organization forward.

Our dedicated professionals have built partnerships with the full range of insurance organizations, including: 

  • Life
  • Salud
  • Property and casualty
  • Reinsurance
  • Captives
  • Fraternal insurance companies

A Customized Approach That Sets Us Apart

Because one solution does not meet the needs of every client, we take a consultative, holistic approach that is focused on your unique situation.

Through close collaboration, we gain an in-depth understanding of your organization, create an unbiased solution that is tailored to your specific goals, and provide customizable reporting tools. We understand that your needs vary significantly and may include asset liability management, operating income needs, portfolio yield targets, tax considerations, product development, and/or Enterprise Financial Modeling (EFM). Our approach leverages the knowledge and experience of specialized teams that work together to customize your solution:

Investment Strategy Team

Delivers up-to-date insight through proprietary research publications, white papers, market outlooks and topical market commentary. Factors in regulatory and investment policy considerations when recommending modifications.

Portfolio Management Team

Utilizes the asset allocation recommendations of Asset Management Group (AMG) to develop and manage institutional portfolios, and constructs and recommends derivatives-based approaches to implement strategic, tactical, or hedging strategies.

Manager Research and Product Management Team

Provides third-party investment manager selection and monitoring services, with dedicated professionals to provide operational due diligence across traditional and alternative managers.

Nuestras soluciones

Liquidity & Fixed Income Management for Insurance Organizations

No two insurance portfolios are the same. Through close monitoring and deep conversation, we aim to discover the specific needs of your portfolio, define a custom approach, and to adapt our approach as your needs evolve.

Through PNC Capital Advisors, LLC (PCA), a registered investment advisor and wholly owned subsidiary of PNC Bank, clients can craft separately managed fixed-income accounts that are tailored to their objectives.

Rather than using a product-based approach, PCA uses a solutions-based perspective, helping you benefit from the discipline and risk-focused advice of an experienced team that delivers:

  • Liquidity solutions for pursuing yield and return goals while also managing the cadence of cash flows
  • Custom solutions that are tailored to your specific needs and objectives
  • Broad market portfolios that utilize traditional fixed-income strategies and benchmark-based objectives for total return

OCIO Solutions for Insurance Organizations

From dynamic portfolio analysis to custom cash solutions, PNC’s OCIO team can help you improve decision-making and gain greater financial stability.

We use a disciplined, repeatable investment approach to craft tailored solutions based on your unique objectives. Additionally, our open architecture platform can help you achieve your investment goals while controlling risk and managing costs.

From dynamic portfolio analysis to custom cash solutions, PNC’s OCIO team can help you improve decision-making and gain greater financial stability.

We use a disciplined, repeatable investment approach to craft tailored solutions based on your unique objectives. Additionally, our open architecture platform can help you achieve your investment goals while controlling risk and managing costs.

Goals-Focused
Our four-step process includes identifying your goals and projections, analyzing enterprise risk, building a custom investment strategy, and implementing the solution and monitoring key metrics.

Analytics-Driven
We tailor our sophisticated suite of analytical and evaluative tools to align with the unique needs of insurance clients. Plus, PNC provides access to original research on financial markets and the trends and issues that affect them, all to help you make informed investment decisions.

Flexible
By building a true relationship, our professionals are able to act quickly in response to changes in your goals and the regulatory and investing environment.

Dinámico
Our solutions are designed by integrated teams of talented specialists working in unison, including Investment Strategy, Investment Advisor Research, Portfolio Construction and Management, the Portfolio Analytics Group, and the Risk Management Team.

Supported by Enterprise Financial Modeling (EFM)
Cumplir tu misión, mantener el riesgo bajo control, conservar finanzas sanas y utilizar tus activos para ayudar a lograr dichos resultados. ¿Es posible terminar todas estas tareas ante un trasfondo de cambio, incertidumbre y volatilidad?

En nuestra opinión, la respuesta es sí, mediante un enfoque analítico y empresarial. We increasingly see institutional investors implement a Enterprise Financial Modeling framework for managing their assets and liabilities en-route to achieving their organizations’ objectives.

Asset Servicing for Insurance Organizations

No two insurance portfolios are the same. Through close monitoring and deep conversation, we aim to discover the specific needs of your portfolio, define a custom approach, and to adapt our approach as your needs evolve.

Servicios de custodia
With comprehensive custody solutions, we have the flexibility to deliver a variety of services — including the safekeeping of assets, pension payments and planned giving solutions — all through a single point of contact. And with our advanced I-Hub system, you have 24-hour online access to account information and processing, as well as instant access to all custody data.

Sub-Accounting
For nearly three decades, PNC Sub-Accounting Advantage has helped to improve organizations’ investment management and recordkeeping. Our platform provides clear, concise and customized sub-accounting information efficiently, and it helps reduce investment and administrative costs.

Retirement Plan Solutions for Insurance Organizations

Our proven retirement plan experience can help to improve member satisfaction while minimizing the risk and fiduciary responsibility on your organization.

Defined Contribution Services
Utilizing our comprehensive suite of solutions, PNC will customize a solution that’s designed to improve employee outcomes while answering your primary concerns as plan fiduciary. Our experienced professionals provide:

  • Comprehensive retirement plan design and investment oversight
  • Value-added fiduciary support
  • Fiduciary indemnification

Beneficio definido
Our liability-centric approach to pension management provides you with the opportunity to implement de-risking strategies to address the volatility of pension plans.

Market Updates

At PNC, we understand the importance of helping you stay on top of the latest developments and trends in the capital markets. In addition to evaluating these trends as part of your portfolio review, we provide regular updates:

Panorama del mercado global

Highlights key economic and market-moving news around the world as well as actionable insights for all investors.

Observación del mercado semanal

Gives a recap of the previous week’s economic and market activity along with PNC’s perspective on the U.S. and international markets.

Informes económicos

Provides analyses and forecasts of national, regional, and global economic and financial trends.

Ideas, perspectivas y soluciones

Tome decisiones informadas y saque el máximo provecho de su empresa con perspectivas de los profesionales de PNC sobre los principales problemas financieros.

Mercados financieros

Observación del mercado semanal

La Observación del mercado semanal de PNC (PNC Weekly Market Watch) presenta un resumen de la actividad económica y del mercado de la semana anterior y fue diseñada para brindar la perspectiva de PNC con respecto a los acontecimientos tanto del mercado estadounidense como de los mercados internacionales.

Obtener perspectivas sobre el mercado

Panorama de PNC para 2025: La salud del consumidor define la demanda en la industria de alimentos y bebidas

En esta perspectiva para 2025, el grupo de Asesoría de Alimentos y Bebidas de PNC habla sobre la salud del consumidor y cómo los cambios en la demanda están afectando a las compañías de alimentos y bebidas.

Obtener perspectivas sobre el mercado

Panorama de PNC para 2025: Las tasas más bajas presentan una oportunidad para las empresas medianas

En este panorama para 2025, Banca Comercial de PNC examina cómo las tasas de interés más bajas pueden conducir al crecimiento de las empresas medianas.

Recursos relacionados

SOLUCIONES

PNC Capital Advisors

At PNC Capital Advisors, our focus is on our clients. We are committed to understanding your organization and learning your priorities.

CAPACIDADES

OCIO (Outsourced Chief Executive Officer) & Asset Solutions

We provide custom solutions to middle-market corporations, unions, municipalities, and nonprofit organizations.

SUSCRIPCIONES

Thought Leadership Subscription Center

Join thousands of subscribers and stay up to date with the latest institutional investment insights and trends, delivered monthly right to your inbox.

Hablemos

Work with us today. Para obtener más información, por favor, comunícate con:

Wade Meadows

Wade Meadows

Managing Director Insurance Solutions Group PNC Institutional Asset Management

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Thank you for your interest in our investment solutions for insurance companies.

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