Payment solutions help small businesses send and receive funds securely with few delays or obstacles. They support everyday operations like paying vendors or collecting customer payments, and make it easier for businesses to manage cash flow. 

Small business payment solutions often focus on flexibility, offering apps for quick card payments or services for full point-of-sale systems. You’ll be set up to send and accept a wide range of payment types from taps to paper checks. These services include end-to-end encryption and fraud monitoring, which support convenience and enable small businesses to integrate payment systems with their existing financial suites.

Because of strong security capabilities, payment solutions are built for business certainty, not just convenience.

Compared with manual payment methods or informal peer-to-peer payments, PNC’s bank-supported payment solutions offer:

• Guaranteed funds, so there’s no question about whether a payment will clear
• Faster access to cash, improving short-term planning
• More control over payment timing and approvals
• Payment methods that may often be preferred by vendors and suppliers

Financial institutions like PNC provide these solutions to help businesses reduce delays and improve the overall reliability of their payments. This helps support the strong cash flow that small businesses need to continue operations.

Some services have associated fees, but PNC’s payment solutions are designed to help you reduce long-term costs. Rather than tallying only per-transaction costs, the real value lies in how well PNC payment solutions may help reduce hidden operational costs.

For example, our payment tools may help you avoid late payment penalties and provide more accuracy for cash forecasting. You might spend less time resolving cash challenges and capture early payment discounts thanks to user-friendly features.

PNC’s payment solutions may help shorten the time between when a payment is sent and when funds are available. You’ll have access to next-day funding for most deposits from card sales, and options to receive funds even faster in some cases. 

We also use intelligent routing to automatically select the best payment path for the fastest delivery of funds based on the criteria you provide. Additionally, automation tools, such as reconciliation and virtual payment card options, may help reduce manual tasks that stand in the way of payments. 

You can call to speak with a customer representative directly or email us to request that we contact you to begin the process. 

Small businesses work directly with PNC to review their payment needs and determine which solutions are appropriate. We provide guidance during setup, including access configuration, approval controls, and best practices for daily use, so that your small business gets started efficiently and confidently.