Offer available on new small business secured loans and convertible lines of credit from $100,001 to $5,000,000 only. Applications must be received by July 3, 2026, and loans must close on or before September 30, 2026. Offer requires a primary business operating account at PNC and automatic deduction from a business checking account. Other fees and charges may apply. Refinances of existing PNC business loans are excluded. May be subject to a property appraisal. Offers may be extended, modified or discontinued at any time without prior notice.
Small Business Loans
Explore Flexible Financing Options for Your Business
What Are Term Loans?
Term Loans provide a specific amount of credit to purchase assets or meet specific financing needs. The loan is paid based on a predetermined schedule or monthly principal and interest payments. Loans can be unsecured, or secured by collateral. Interest rates are generally fixed for the life of the loan.
Special Offer: No Origination Fee
For a limited time, take advantage of no origination fee on small business secured term loans.[1]
Unsecured Small Business Loan
Best for businesses that want an unsecured term loan, with a simplified application and decisioning process.
- Loan amounts from $10,000 to $100,000.
- Streamlined application and decisioning process.[2]
- No collateral required.
- Easier payment processing – Monthly payments automatically deducted from your business checking account.
- Convenient Terms – Select a fixed rate with a term between 2 and 5 years.
Secured Small Business Loan
Best for one-time business expenses that require longer term financing – such as equipment or machinery.
- Loan amounts from $100,001 and up.
- Lower interest rates – Use business assets to secure lower loan rates and longer terms than unsecured loans.
- Covers your borrowing needs – Wide range of available loan amounts.[2]
- Simplified payments – Monthly payments automatically deducted from your business checking account.
- Convenient terms – Select a fixed or variable rate with a term between 2 and 7 years.
Small Business Commercial Real Estate Loan
Best for purchasing or refinancing owner-occupied
commercial property.
- Loan amounts from $100,001 and up.
- Covers your borrowing needs – Wide range of available mortgage amounts and maturity terms.[2]
- Simplified payments – No checks to mail or trips to the bank. Payments are automatically deducted from your business checking account.
- Convenient terms – Select a fixed or variable rate with a term between 5 and 20 years, with up to a 25 year amortization.
Secured Vehicle Finance Loan
Best for financing new or used passenger vehicles for business-use purposes.
- Loan amounts from $10,000 to $250,000.
- Financing for the vehicles your business uses every day.[2]
- Convenient terms – Select a fixed rate with a term between 2 and 6 years.
- Low or no down payments – Up to 100% financing of total invoice amount.
Contact Us
Start a conversation with a PNC Business Banker to connect with the right loan products at the right time for your business.
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All loans, lines of credit and PNC Bank credit cards are subject to credit approval. Requires automatic deduction from a business checking account. Other fees and charges may apply. May be subject to a property appraisal.
Bank deposit, treasury management and lending products and services are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.
PNC is a registered mark of The PNC Financial Services Group, Inc. (“PNC”).
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