Treasury Management
& Fraud Mitigation

Cash flow is the lifeblood of your business. Make the most of it.

Contact Us

What is Treasury Management?

Harness the Strength of Our Cash Flow Solutions.

We know that there is no such thing as “one size fits all.” That’s where a cash flow conversation comes in for businesses under $5 million in revenue.

Let's learn more about your situation – how your business operates, where you want to take it, the opportunities and challenges you face, your aspirations and what drives you – to fulfill your everyday cash flow needs.

For businesses over $5 million in revenue
Treasury Management helps commercial businesses make the most of their cash flow.

Treasury Management Solutions

Take control of incoming cash and make payments convenient for your customers, while mitigating risk.

Cash Flow Insight® Receivables

Help you to monitor and plan your cash flow, send invoices via email, get paid online and digitally manage receivables.

Learn more about Cash Flow Insight® Receivables

PNC Remote Deposit

You can now deposit checks securely 24/7 from your office using a desktop scanner. With an included scanner you can now save time, enhance cash flow, and streamline bookkeeping processes.

Learn more about PNC Remote Deposit

Integrated Receivables

Reduce the time and labor involved with check payments from your clients. You can conveniently see all customer payments via an online portal. No need to make trips to the bank to deposit checks.

ACH Debit

Use electronic debit to initiate transactions to collect funds from your customer and supplier accounts.

Fraud Mitigation Tools

Our comprehensive approach combines advanced technologies and security tools designed to help you identify and thwart attempts to compromise your financial accounts, including fraudulent checks and electronic transactions if presented for payment. 

Help you protect your account from unauthorized activity, whether initiated electronically via ACH, or manually via paper check.

Stop Fraud in its Tracks

Mask and protect your information with UPIC.

Universal Payment Identification Code® (UPIC) masks your PNC bank account information so you can offer your customers the option of sending ACH payments, while protecting your sensitive bank account information from being displayed on customer-facing billing material or documents.

Helping Your Business

  • Accelerate funds availability
  • Reduce check processing costs
  • Eliminate returned checks and stop payment
Helping Your Customers
  • Eliminate check printing and mailing costs
  • Know the timing of cash flows
  • Protect sensitive account information that would be printed on a check and mailed

PNC offers fraud protection tools for checks and electronic payments, enabling you to choose the detection tool that’s right for your business’.

Positive Pay Solution

With Check Positive Pay, you provide PNC with the details of your checks you have issued, so PNC can match it against the checks presented for payment. The checks that match will automatically clear your account.


 

ACH Debit Authorization Solutions

ACH Debit Block prevents all ACH debits from posting to your account. You may also decide whether checks that are converted to ACH debits should be automatically returned.

ACH Debit Authorization allows you to establish rules for filtering only those ACH items you want to post (e.g., known trading partners), while returning any suspect items to the originator as unauthorized.

PINACLE®

With PINACLE, you’ll gain access to:

  • Information reporting
  • Account transfer
  • Stop payments and check inquiry
  • Image On-Demand
  • Event Notification
  • Online client support

In addition, optional services include Online Statements, Transaction initiation (ACH, Wire), Integrated Receivables and Fraud Mitigation Tools.

laptop showing PNC pinnacle account balances screen

Stop Fraud in its Tracks

Universal Payment Identification Code (UPIC) masks your checking account number so you can accept ACH credits without having to provide your PNC account number to the payment sender.

This service can help your customers

  • Eliminate check printing and mailing costs
  • Know the timing of cash flows
  • Protect sensitive account information that would be printed on a check and mailed

This service can help your business

  • Reduce check processing costs
  • Eliminate returned checks and stop payments
  • Accelerate funds availability
Contact Us To Learn More

Insights

Manage Business Finances

Leverage Cost Analysis to Uncover Profit in Your Business

Maximize your profitability with our expert guide on cost analysis. Learn how to pinpoint profit opportunities and improve operational efficiency.

6 min read

Manage Business Finances

Free Cash Flow Explained: Importance and Calculation

Discover the ins and outs of free cash flow (FCF) & its significance in evaluating a business' financial health. Learn how to calculate FCF effectively.

6 min read

Manage Business Finances

Staying Safe and Secure: Avoiding Business Scams

Cybercrime Evolves: From phishing to AI-powered schemes. Learn key defenses against cyberattacks and internal fraud to safeguard your business

2 min read

View More Insights

Contact Us

We're available to help.

Call Us

Mon - Fri: 7 a.m. - 10 p.m. ET 
Sat - Sun: 8 a.m. - 5 p.m. ET

1-866-874-3675

Visit Us

Find a location and
stop by to see us.

Find a PNC Branch or ATM

Start Your Cash Flow Conversation Today

Share a few details with us and a PNC Treasury Management representative will contact you shortly.

If you have questions or would like additional information, please fill out this short form so we can get in touch with you. By completing this form, you are authorizing us to contact you (via email and/or phone) to answer your questions and provide information about our products and services.