PNC Solutions for Food, Beverage & Agribusiness

Supporting Food, Beverage & Agribusiness

Agribusiness is an industry with unique banking needs due to cash flow seasonality and marketplace cycles, and keeping your cash flow consistent and predictable is necessary.

Whether you're manufacturing food or beverage products, transporting specialized agricultural products, wholesaling packaged goods or run an agribusiness, PNC has the products, services and experience to help you achieve your goals. Additionally, we can help accelerate the collection of receivables, monitor and project cash, and improve the ways you make payments. We also offer a full suite of online tools and reporting for easy account analysis. 

Our Industry Experience

Processing

  • Grains & Oilseeds
  • Meats, Dairy, Eggs
  • Produce, Nuts
  • Packaged Food

Branded Food

  • Refrigerated
  • Shelf Stable
  • Savory Snacks
  • Confectionary

Beverages

  • Beer, Wine, Spirits
  • Soft Drinks, Seltzer
  • Coffee, Tea
  • Juice, Water

Grocery & Retail

  • Large Format
  • Small Format
  • Club Stores

Food Service

  • Quick Service
  • Casual
  • Specialty
  • Full-service

13,000+ Customers

Supporting Food Manufacturing, Wholesaling, Transportation, Inputs, Processing 

$612M in Deposit Balances

Enhanced by Treasury Management and Payments Capabilities 

800 Banking Professionals

Trained to Understand and support Food Beverage and Agribusiness 

What We Do

Let us help you power your progress. Talk to us about your operations, where you want it to go, and how we can help you get it there. Your PNC Business Banker will identify key components of your Food, Beverage & Agribusiness that affect your operating and capital investment cycle, and help you select the options best suited for your needs.

Help You Effectively Optimize Cash Flow

  • Accelerate receivables and optimize payables
  • Manage liquidity to maximize financial performance
  • Leverage digital tools for access and reporting

Offer Capital Solutions That Work for Your Business

  • Support you or your company's short and longer-term financing needs
  • Help you find appropriate solutions for your seasonal demands
  • Explore options for investing excess cash

Help You Mitigate Potential Risks To Protect Your Business

  • Offer solutions to mitigate interest rate risk and cash flow volatility
  • Provide tools to combat fraud

Offer Solutions for Your Personal Finances

  • Personal checking and credit card solutions
  • Investment and retirement planning
  • Mortgages for your home financing needs

Provide Benefits for Your Employees

  • Offer your employees a flexible approach to improving their financial health
  • Customized financial wellness program provides insight-based solutions, education and support

Award Winning Digital Experience

With PNC Online and Mobile banking you can connect to digital banking and bill payment, self-service account management, cash flow insights, mobile and remote deposit, payroll services, and more 24/7.

Greenwich Coalition, a leading global provider of strategic benchmarking, analytics and insights to the financial services industry, recognized PNC with the following 2021 Greenwich U.S. Small Business Banking Excellence and Brand Awards.

  • Cash Management - Digital Platform Design
  • Cash Management - Digital Product Capabilities
  • Cash Management - Overall Digital Experience

Cash Management - Overall Digital Experience Award

2021 Greenwich Excellence Awards
U.S. Small Business Banking

It All Starts With a Conversation

Talk to us about your business, where you want it to go, and how we can help you get it there.

Your PNC Business Banker will conduct a full cash flow conversation to identify key components of your operating and capital investment cycle, and help you select the options best suited for your needs. PNC offers a variety of solutions with features and benefits for the needs of your food, beverage or agribusiness.

News & Insights

Ideas to help you get the most out of your day and keep your business moving forward.

Industry Insights

Economic Indicators for Food, Beverage and Agribusiness Small Businesses

Learn how to leverage economic data to create strong financial forecasts for your business.

3 min read

Industry Insights

5 Benefits of Working with Local Suppliers

More small businesses now localize their supply chains. Learn why you should, too — and how to start sourcing local suppliers.

1 min read

Industry Insights

Food, Beverage, and Agriculture — What To Expect In 2024

While there's no official crystal ball, here's what PNC Bank thinks is in store for 2024 from our experts in the field.

5 min read

Industry Insights

Looking to Boost Profit? 8 Innovative Revenue Streams For Your Restaurant

Innovative events and programs can boost restaurant revenue and delight customers. We offer creative ideas any restaurant operator can try today plus tips for success.

5 min read

Growing Your Business

The Future of Food & Beverage Starts with AI and ML

Artificial intelligence and machine learning work behind the scenes to help food and beverage manufacturers become more efficient and productive.

2 min read

Growing Your Business

PNC’s Local Experts & National Resources Bring Value to Apex Flavors

Easy access to local bankers, innovative services, and personalized solutions helped bring a new look and heightened success to Baltimore operation.

4 min read

Contact Us

Call Us

Mon - Fri: 8:30 a.m. - 8 p.m. ET

Visit Us

Find a PNC location near you
and stop by to see us.

Contact a PNC Business Banker

Find a PNC Business Banker near you.

Associated Products & Services

Cash Flow Insight®

Manage your business's cash flow with efficiency, control and insight. See your business performance, plan for what's coming, track your expenses.

Savings & Liquidity Management

PNC Business Banking can provide money market deposit accounts, sweep accounts, or certificates of deposit to help ensure your hard-earned money is working for you until it's needed.

Which Line of Credit Works for You?

Compare our Business Lines of Credit to find the one best suited to your business needs.