Small Business Administration
(SBA) Loans

Key Features of SBA Loans

Flexible Terms

SBA typically offers more flexible loan structures and terms

Lower Down Payment Requirements

Down payment requirement is typically lower than for a conventional loan

Early Payoffs Available for SBA 7(a) Loans

No prepayment fees for terms less than 15 years

Flexible Financing Solutions

SBA financing is designed to provide small businesses with access to credit featuring structures and terms that may be more flexible than conventional lending options. PNC has a long history of helping business customers match their financing needs with the appropriate SBA lending program. Start a conversation with a PNC Business Banker about an SBA loan that makes sense for your current and future business objectives.

SBA Use of Proceeds:

  • Business acquisition, expansion or start-ups
  • Commercial real estate purchase, expansion, renovations or leasehold improvements
  • Equipment and inventory purchases
  • Franchise financing
  • Working capital and refinancing existing debt (restrictions apply)

SBA Financing Features:

  • Competitive fixed rate for the life of the loan
  • Longer repayment terms which means lower monthly payments
  • Down payments as low as 10%
  • No prepayment fee on terms less than 15 years (excluding SBA 504)
  • No balloon payments on SBA 7(a) loans

SBA Loan Programs

Contact Us Today

Call us at 1-855-762-2365 between 8:30 a.m. and 8:00 p.m., ET, Monday through Friday to talk with a PNC Business Banking representative. Visit a PNC Branch.

OR

Complete the contact form and a PNC Business Banking representative will contact you within 1 to 2 business days.