All loans, lines of credit and PNC Bank credit cards are subject to credit approval. Requires automatic deduction from your PNC business checking account. Other fees and charges may apply. May be subject to a property appraisal.
Small Business Lines of Credit
PNC's Lines of Credit help you access capital and prepare for the changing needs of your business.
Special Community Offer
Get 1.0% off standard rates
on an Unsecured Small Business Line of Credit or Term Loan.[2]
If your business is in a Low-to-Moderate Income location, you are eligible for this great offer from PNC.
Unsecured Small Business Line of Credit
Best for Businesses seeking an unsecured line of credit.
- Line of credit amounts between $20,000 and $100,000.
- Loan application and decisioning process – Offers expedited credit decisions and streamlined access to your line of credit.[1]
- No collateral required.
- Funds access – Transfer funds online, by telephone, or write a check against the line amount.
- Get peace of mind - Your line of credit may be eligible to provide optional overdraft protection for your PNC Bank business checking account.
Secured Small Business Line of Credit
Best for Businesses who have non-real estate assets to collateralize a line of credit.
- Line of credit amounts from $100,001 and up.
- Increased credit flexibility – Collateralized lines of credit generally have lower interest rates and higher credit limits than unsecured lines of credit.[1]
- Automatic Interest-only payments – Deducted from your PNC business checking account.
- Funds access – Transfer funds online, by telephone, or write a check against the line amount.
- Get peace of mind – Your line of credit may be eligible to provide optional overdraft protection for your PNC Bank business checking account.