Loans are subject to credit approval. Certain restrictions and conditions apply. NOTE: Applying with a creditworthy cosigner who is the age of majority in their state is required for 17-year old applicants and when the applicant is not the age of majority in the state they reside.
PNC Solution Student Loan and the PNC Education Refinance Loans are private loans. Federal loans have features and benefits such as income-driven repayment plans, deferment, forbearance and loan forgiveness options that may not be available under a private loan. Certain federal benefits will be lost or not available if you refinance federal loans through a private loan. You are encouraged to explore all scholarship, grant and federal borrowing options before applying for a private loan.
Application Process: When you are applying for a PNC Solution Student Loan or the PNC Education Refinance Loan, you will be transferred to the website of one of our service providers. A list of information required to complete your application will be provided during the application process. For more information, access the PNC Student Lending Application Process page or the PNC Education Refinance Application Process page.
PNC Solution Student Loan Limits: Loan limits may go up to the school-certified cost of attendance minus financial aid for well-qualified applicants. Undergraduate/Undergraduate Health & Medical Professions limits ranging from $50,000-$75,000 and Graduate/Graduate Health & Medical Professions/ Accelerated Undergraduate Health and Medical Professions limits ranging from $65,000-$105,000 may apply based on credit criteria. Loan limits are for an academic school year. Bar Study and Health Residency Loans limits are $15,000. PNC Education Refinance Loan Limits: Loan limits up to $200,000 based on level of degree attained. Minimum Loan Amount: Solution Student Loans - $1,000; PNC Education Refinance Loan - $10,000. Maximum Aggregate Educational Debt (including federal and private student loans): Up to $225,000. Well-qualified graduate students up to $350,000.
For important information, view the Application and Solicitation Disclosure: Solution Loans, Education Refinance Loan
The hours to apply by phone are Monday through Friday: 8 a.m. to 5 p.m. ET