PNC Credit Card Offers

We have a card for you:
Cash back. No annual fee.

PNC Cash Unlimited and PNC Cash Rewards Credit Cards

Two Great Offers, Two Different Ways To Earn Your Cash Back

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.[1]

PNC Cash Rewards® Visa®  
Credit Card

PNC Cash Unlimited Visa Credit Card

$0 annual fee*

Check to see if you're pre-approved without impacting your credit score.

Must qualify for a minimum credit line of $500.[2]

Bonus Offer

Earn $200[1][3] after you make $1,000 or more in purchases[4] during the first 3 months following account opening.

Rewards**

 4% on Gas station purchases

 3% on Restaurant purchases

 2% on Grocery store purchases

For the first $8,000 in combined purchases annually[5][6]

Earn 1% cash back on all other purchases

Intro APRs*

Introductory 0% APR on balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening. 

Then a variable APR, currently 19.24% to 29.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.

Two great offers, two different ways to earn your cash back

Explore bonus offers, rewards and intro APRs.

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.[1]

PNC Cash Rewards® Visa®  Credit Card

PNC Cash Unlimited Visa Credit Card

$0 annual fee*

Check to see if you're pre-approved without impacting your credit score.

Must qualify for a minimum credit line of $500.[2]

Bonus Offer

Earn $200[1][3] after you make $1,000 or more in purchases[4] during the first 3 months following account opening.

Rewards**

 4% on Gas station purchases

 3% on Restaurant purchases

 2% on Grocery store purchases

For the first $8,000 in combined purchases annually[5][6]

Earn 1% cash back on all other purchases

Intro APRs*

Introductory 0% APR on balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening. 

Then a variable APR, currently 19.24% to 29.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.

PNC Cash Unlimited® Visa Signature® 
Credit Card

PNC Cash Unlimited Visa Credit Card

$0 annual fee*

Check to see if you're pre-approved without impacting your credit score.

Must qualify for a minimum credit line of $5,000.[2]

Rewards**

Earn unlimited 2% cash back on purchases[4]


No caps on how much you can earn and
no cash back expiration dates to worry about[7]

Intro APRs*

Introductory 0% APR on balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening. 

Then a variable APR, currently 19.24% to 29.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.

Additional benefits for you

Digital Account Tools

Manage transactions, redeem rewards, and make payments digitally. 

Cell Phone Protection

You can get reimbursed up to $800 if your cell phone is stolen or damaged.[8]

Security Features

If your card is ever lost, stolen, or misplaced, take advantage of Zero Liability Fraud Protection[9] or PNC Easy Lock®

Contactless Payments

Pay for everyday purchases with convenience. Get the same level of security when you tap as you do when you insert your chip.

Have questions?

We're here to help.

Visit Us

Find a PNC location near you and stop by to see us.

Customer Service

Find answers to frequently asked questions, how-to videos and service phone numbers to assist you.