Scholarship: No purchase necessary to win. Void where prohibited or restricted by law. A purchase or transaction does not increase your chances of winning. Entries will be accepted at pnc.financialliteracy101.org/scholarship. Scholarship Sweepstakes is open to Undergraduate students enrolled at least half-time in a PNC Solution Loan®-eligible college or university who are 18 years of age or older at time of entry. To enter, you must create a PNC Financial Literacy account, meet the eligibility requirements, and opt-in to the drawing and agree to the Official Rules. Once you have created the account and have opted into the Scholarship Sweepstakes, you will be eligible for the subsequent two drawings that take place within 12 months of registration. Employees of Decision Partners LLC and The PNC Financial Services Group, Inc., their affiliates, subsidiaries, advertising and promotion agencies, as well as such employees' immediate family members (or persons living in the same household), are not eligible. The Sweepstakes is governed by the law of the Commonwealth of Pennsylvania. Six (6) $2,000 college scholarships will be awarded twice in 2022. Odds of winning will depend on the number of eligible entries received. On or about June 1, 2022, and December 1, 2022, winners will be drawn at random from all entries submitted. Winners will be contacted by email and/or telephone. Taxes are responsibility of winner. Prizes are not transferable. No substitution of prizes permitted. Scholarship winners will be required to execute and return a Verification of Eligibility and Release of Liability. See official sweepstakes rules at pnc.financialliteracy101.org/scholarship/official_rules. Sponsored by PNC Bank, National Association.
Student Loan Cosigners
Explore the benefits to see if a cosigner is right for you
$10,000 Scholarship. Undergraduate & Graduate.
12 Winners. Enter Today.[1]
Benefits
Over 90% of our student borrowers have a cosigner.[2]
Students don’t always have a strong enough credit history or meet credit requirements to qualify for a loan on their own. A cosigner could make up for some of the requirements a student doesn’t meet.
A cosigner with established credit could help you:
- Get a lower rate
- Pay less each month
- Get approved more easily
You may apply to release the cosigner after 48 consecutive timely payments (or fewer, if required by applicable state law) (credit check required).[3]
Requirements
Generally, a cosigner could be a parent, guardian, relative, spouse, friend or another adult with good credit. Some things to consider:
- Choose someone you know and trust, since they share equal responsibility for the loan.
- Only one person can cosign for an individual loan, but you can choose a different person each year, if you want.
- You and your cosigner don’t need to live in the same state.
- A cosigner is also required for all 17-year-old applicants.
- The cosigner must be a U.S. citizen or permanent U.S. resident alien (with Green Card).
- The cosigner must be the age of majority in the state where they live.
How to Apply
After the student enters all necessary information, the cosigner will be prompted to complete a separate portion of the application:
- Name
- Social Security number
- Date of birth
- Address
- Income information
We’ll do a credit check for both the student and the cosigner.
Frequently Asked Questions
Student Application Options
Review all PNC Student Lending Options below.
Undergraduate
Loans
For students seeking an undergraduate degree.
Graduates & Professionals
For graduate students seeking an advanced degree.
Health & Medical Professions
For undergraduate and graduate students in a health-related field.
Health Professions Residency
For MD, DDS, DO and DVM residents to cover interview and relocation.
Bar
Study
For law students to cover the cost of the bar exam.
Refinance Student Loans
For combining multiple loans into one.
- Student Loan Options
- Student Loan Options
