PNC Personal
Credit Cards

Discover more possibilities

PNC Personal Credit Cards

Discover more possibilities

Special offers

Cash Rewards

Earn $250 with the PNC Cash Unlimited® Visa Signature® Credit Card.

Respond to your mail offer

See additional offers

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.

Special offers

Cash Rewards

Earn $250 with the PNC Cash Unlimited® Visa Signature® Credit Card.

Respond to your mail offer

See additional offers

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.

We have a credit card for every need

PNC Cash Unlimited Visa Signature Credit Card

PNC Cash Unlimited® Visa Signature® Credit Card

Annual Fee: $0*

Earn unlimited 2% cash back on purchases**

Earn $250
after you make $1,000 or more in purchases during the first 3 months following account opening.

Must qualify for a minimum credit line of $5,000.

  • No caps on how much you can earn
  • No cash back expiration dates to worry about
  • No foreign transaction fees*

Save more with a 0% introductory APR on balance transfers.*

  • 0% intro APR on qualifying balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening.*
  • Then, a variable APR on balance transfers, currently 19.49% to 29.49%, based on creditworthiness. This APR will vary with the market based on the prime rate.*

We have a credit card for every need

PNC Cash Unlimited

PNC Cash Unlimited® Visa Signature® Credit Card

Annual Fee: $0*

Earn unlimited 2% cash back on purchases**

Earn $250
after you make $1,000 or more in purchases during the first 3 months following account opening.

Must qualify for a minimum credit line of $5,000.

  • No caps on how much you can earn
  • No cash back expiration dates to worry about
  • No foreign transaction fees*

Save more with a 0% introductory APR on balance transfers.*

  • 0% intro APR on qualifying balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening.*
  • Then, a variable APR on balance transfers, currently 19.49% to 29.49%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
PNC Cash Rewards

PNC Cash Rewards® Visa®  Credit Card

Annual Fee: $0*

Maximize your cash back

Earn $250
after you make $1,000 or more in purchases during the first 3 months following account opening.

Must qualify for a minimum credit line of $500.

Enjoy cash back on purchases with a PNC Cash Rewards credit card**:

    4% on Gas station purchases

    3% on Restaurant purchases

    2% on Grocery store purchases

For the first $8,000 in combined purchases in the above three categories annually.

 

Earn 1% cash back on all other purchases

PNC Cash Rewards Credit Card

PNC Cash Rewards® Visa®  
Credit Card

Annual Fee: $0*

Maximize your cash back

Earn $250
after you make $1,000 or more in purchases during the first 3 months following account opening.

Must qualify for a minimum credit line of $500.

Enjoy cash back on purchases with a PNC Cash Rewards credit card**:

    4% on Gas station purchases

    3% on Restaurant purchases

    2% on Grocery store purchases

For the first $8,000 in combined purchases in the above three categories annually.

 

Earn 1% cash back on all other purchases

PNC Core Credit Card

PNC Core® Visa® Credit Card

Annual Fee: $0*

Save with low rates

Must qualify for a minimum credit line of $500.

Save more with our 0% introductory rate on purchases and balance transfers.*

  • 0% intro APR on purchases for the first 18 months following account opening.*
  • 0% intro APR on balance transfers for the first 18 months following account opening when the balance is transferred within the first 90 days following account opening.*
  • Then a variable APR on purchases and balance transfers, currently 18.49% to 29.49%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
PNC Core

PNC Core® Visa® Credit Card

Annual Fee: $0*

Save with low rates

Must qualify for a minimum credit line of $500.

Save more with our 0% introductory rate on purchases and balance transfers.*

  • 0% intro APR on purchases for the first 18 months following account opening.*
  • 0% intro APR on balance transfers for the first 18 months following account opening when the balance is transferred within the first 90 days following account opening.*
  • Then a variable APR on purchases and balance transfers, currently 18.49% to 29.49%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
  PNC Points Visa Credit Card

PNC points® Visa® Credit Card

Annual Fee: $0*

Earn points for exciting rewards

Earn 100,000 bonus points
after you make $1,000 or more in purchases during the first 3 months following account opening.

Must qualify for a minimum credit line of $500.

Earn 4 to 7 points for every $1 in purchases and redeem with rewards including Apple products, merchandise, travel, gift cards or cash back.

  • There's no limit to the number of points you can earn.**
  • Earn more points on top of base points you earn in a billing cycle when you meet additonal requirements with an eligible PNC Checking account.** See how much you can earn
PNC Secured Visa Credit Card

PNC points® Visa® Credit Card

$0 annual fee*

PNC Secured Visa Credit Card

PNC points® Visa® Credit Card

Annual Fee: $0*

Earn points for exciting rewards

Earn 100,000 bonus points
after you make $1,000 or more in purchases during the first 3 months following account opening.

Must qualify for a minimum credit line of $500.

Earn 4 to 7 points for every $1 in purchases and redeem with rewards including Apple products, merchandise, travel, gift cards or cash back.

  • There's no limit to the number of points you can earn.**
  • Earn more points on top of base points you earn in a billing cycle when you meet additonal requirements with an eligible PNC Checking account.** See how much you can earn
PNC Secured Visa Credit Card

PNC Secured Visa® credit card

PNC Secured Visa Credit Card

PNC Secured Visa® credit card

Establish and strengthen your credit

  • Open your account with a refundable security deposit ($300-$2,500). If approved, the security deposit will be used to establish your new credit limit.
  • Establish, strengthen or build your credit – use this card responsibly and over time it can improve your overall credit score.
  • The PNC Secured Visa credit card can only be opened in person at a PNC Bank Branch. Apply by visiting a branch closest to you.
PNC Secured Visa Credit Card

PNC Secured Visa® credit card

Establish and strengthen your credit

  • Open your account with a refundable security deposit ($300-$2,500). If approved, the security deposit will be used to establish your new credit limit.
  • Establish, strengthen or build your credit – use this card responsibly and over time it can improve your overall credit score.
  • The PNC Secured Visa credit card can only be opened in person at a PNC Bank Branch. Apply by visiting a branch closest to you.

You get our highest level of protection. Always.

Zero Liability fraud protection

If your card or card number is ever lost or stolen, you won’t be held responsible for unauthorized use of your card.

Cell phone protection available

When you use your eligible PNC Visa credit card to pay for your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Limitations apply.

Go contactless and check out with confidence

Pay for everyday purchases quickly and conveniently with contactless PNC Visa Credit Cards. Get the same level of security when you tap as you do when you insert your chip.

Which cash back card is right for you?

Calculate the best cash back card that fits your lifestyle

PNC Cash Unlimited and PNC Cash Rewards Credit Cards
PNC Cash Unlimited and PNC Cash Rewards Credit Cards

Which cash back card is right for you?

Calculate the best cash back card that fits your lifestyle

Read related articles

Protect

Stay Alert to the Evolving Threat of Tech-Enabled Elder Scams

Thieves use complex tactics and technology to create trust and target the vulnerable. Here’s how to be alert and avoid these threats.

3 min read

Spend

What Is Cash Back on a Credit Card?

Understand the various ways to earn and redeem cash back on credit cards. Learn to choose the right card and avoid common pitfalls for maximum benefits.

6 min read

Spend

What is Joint Credit?

Understand the basics of joint credit, including its common uses and the impact on your credit score. Make informed decisions with this comprehensive guide.

5 min read