The term “purchases” does not mean every transaction you make with your credit card.  Some limited transactions, such as cash advance transactions (including the purchase of cash equivalent products) and balance transfers are excluded.

For details, please refer to the PNC Cash Unlimited Program Terms and Conditions.

We look at a variety of factors, including, among other things, your credit history, income and any existing PNC relationship, to determine whether you qualify for at least the minimum credit line associated with the credit card product for which you are applying. If we decline your application, we will provide you with the reasons for the decline.

When you pay your monthly cellular wireless phone bill with your eligible PNC Visa credit card, your cell phone is protected for the next calendar month if it is stolen or damaged. A maximum of 2 claims will be paid each 12-month period, with each claim subject to a $50 deductible. Additional terms, conditions and exclusions apply. If your credit card application is approved, you will be provided with a link to a Visa Guide to Benefits that contains complete details regarding the program benefit.

Upon closure of your Account either by you or us, any Points and/or Cash Back that you have earned but not redeemed is immediately and automatically forfeited.

No minimum amount is necessary when redeeming points for cash in the form of a statement credit or direct deposit to an eligible PNC account. You must redeem a minimum of 5,000 Points when redeeming for travel-related services booked through the Travel Catalog. Available gift cards and the redemption amount for each option will be disclosed at the time of redemption. Please refer to the PNC Cash Unlimited Program Terms and Conditions.

Limitations apply. Notify PNC Bank immediately of any unauthorized use.  For specific time restrictions, limitations and other details regarding unauthorized use, see your account agreement.

Safeguard your new item against theft or damage due to fire, vandalism or accidentally discharged water or certain weather conditions within the first 90 days from the date of purchase with Purchase Security, available when you pay for your eligible item with your covered card. Additional terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered account and/or rewards program associated with the covered account to secure transactions. If your credit card application is approved, you will be provided with a link to a Visa Guide to Benefits that contains complete details regarding the benefit program.

PNC Cash Unlimited Visa Signature Credit Card cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at Visa Concierge Terms of Service | Visa.