Virtual Wallet
Virtual Wallet
Spend
This is a non-interest bearing account.
Reserve
Standard Rates
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1] |
|---|---|---|
| $1.00 and above | 0.01% | 0.01% |
Growth
Standard Rates
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1] |
|---|
Virtual Wallet Student
Spend
This is a non-interest bearing account.
Reserve
Standard Rates
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1] |
|---|---|---|
| $1.00 and above | 0.01% | 0.01% |
Growth
Standard Rates
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1] |
|---|
Virtual Wallet with Performance Spend
Spend
Standard Rates
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1] |
|---|---|---|
| $2,000.00 - $9,999.99 | 0.01% | 0.01% |
| $10,000.00 - $49,999.99 | 0.01% | 0.01% |
| $50,000.00 - $99,999.99 | 0.01% | 0.01% |
| $100,000.00 and above | 0.01% | 0.01% |
Reserve
Standard Rates
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1] |
|---|---|---|
| $1.00 and above | 0.01% | 0.01% |
Growth
Standard Rates
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1] |
|---|
Virtual Wallet with Performance Select
Spend
Standard Rates
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1] |
|---|---|---|
| $2,000.00 - $9,999.99 | 0.01% | 0.01% |
| $10,000.00 - $49,999.99 | 0.01% | 0.01% |
| $50,000.00 - $99,999.99 | 0.01% | 0.01% |
| $100,000.00 and above | 0.01% | 0.01% |
Reserve
Standard Rates
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1] |
|---|---|---|
| $1.00 and above | 0.01% | 0.01% |
Growth
Standard Rates
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1] |
|---|
1. All rates and Annual Percentage Yields (APYs) are accurate as of 4/6/2025. Rates and APYs may vary and may change after account opening. Fees could reduce earnings. To determine if these rates have changed, call 1-888-PNC-BANK. Rates on variable rate accounts may change after account opening. Interest rates, APYs and other terms may vary in other PNC Bank markets. Refer to the PNC Virtual Wallet Fine Print "What You Need To Know" and/or the Features and Fees document that corresponds to the Virtual Wallet product you are selecting for other important terms and conditions.
