Savings
Standard Savings
Apply NowRelationship RatesLegal Footnote[2] with a PNC checking account
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1] |
|---|---|---|
| $1.00 - $2,499.99 | 0.02% | 0.02% |
| $2,500.00 and above | 0.03% | 0.03% |
Standard Rates
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1] |
|---|---|---|
| $1.00 - $2,499.99 | 0.01% | 0.01% |
| $2,500.00 and above | 0.01% | 0.01% |
S is for Savings
Apply NowStandard Rates
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1] |
|---|---|---|
| $1.00 - $499.99 | 0.01% | 0.01% |
| $500.00 - $1,499.99 | 0.01% | 0.01% |
| $1,500.00 and above | 0.01% | 0.01% |
1. Annual Percentage Yield (APY) accurate as of 3/7/2025. Rates may change after account is opened. Fees may reduce earnings.
2. In order to qualify for a Relationship Rate on Standard Savings, you must have a linked Standard Checking, Performance Checking, Virtual Wallet® with Performance Spend, Performance Select Checking or Virtual Wallet with Performance Select and meet one of the following requirements:
- A combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) must have posted to your linked PNC Checking account during the previous calendar month using your PNC Visa® Debit Card or your linked PNC Visa Credit Card.
- Have $500 in qualifying direct deposits in a linked Standard Checking during the previous calendar month.
- Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Virtual Wallet with Performance Spend or Performance Checking during the previous calendar month.
- Have $5,000 in qualifying direct deposits in a linked Virtual Wallet with Performance Select or Performance Select Checking during the previous calendar month.
Starting with the calendar month following when you open your Standard Savings account and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.
If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Standard Savings account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.
Important Note: Your Standard Savings account will earn the highest rate available to you (Rate Offer, Standard or Relationship Rate) for which you qualify based on the applicable balance tier and the criteria above.
You may not make more than a total of six (6) transfers each statement cycle from a savings or money market account to other accounts (including transfers to another account for overdraft protection) or to third parties by check, through point-of sale purchase transactions or similar debit card transactions, by pre-authorized or automatic agreements, telephone, online or similar order payable to a third person. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in your Savings or Money Market account being changed to a Standard Checking account, which will be subject to the features and fees as described in the Consumer Schedule of Service Charges and Fees in effect at that time. We reserve the right to suspend enforcement of these transaction limitations, at our discretion.
