Deposit Rates

1.To earn this Promotional Rate ("Offer"), you must open a new Premiere Money Market account* and maintain a minimum daily balance of $10,000. If your balance goes below $10,000, you will earn either the variable Standard or Relationship Rate based on eligibility. This Offer is only available to customers who have a PNC Consumer Checking Account and who currently do not have, and have not had, any of the following accounts in the 6 months prior to opening your new Premiere Money Market account:

• PNC consumer money market account
• PNC Virtual Wallet with Performance Spend Growth account
• PNC Virtual Wallet with Performance Select Growth account

* Product transfers or upgrades from any existing PNC accounts to money market or Growth accounts are ineligible. Trust, Estate and other specialty titled accounts are excluded from this offer.

This offer may be modified or discontinued at any time.

Important Note about Balance: If your account balance exceeds $1 million at any time during the Offer Period, PNC reserves the right to terminate the Offer and apply either the variable Standard or Relationship Rate based on eligibility. We reserve the right to refuse, or return to you, any deposit amount that causes your balance to exceed $1 million. PNC Bank may adjust the $1 million maximum threshold at its discretion.

Customers who meet the promotional eligibility requirements will have the Promotional Rate offer applied to their account within (5) business days of account opening, at which time the Promotional Offer Period of 12 months will start. Additionally, a rate disclosure with promotional terms and conditions will be mailed as confirmation.

2. Annual Percentage Yield (APY) accurate as of 3/18/2025. Rates may change after account is opened. Fees may reduce earnings.

3. In order to qualify for a Relationship Rate on Premiere Money Market, you must have a linked checking account (for the Performance Checking Relationship Rate, you must have a linked Performance Checking or Virtual Wallet® with Performance Spend, for the Performance Select Checking Relationship Rate, you must have a linked Performance Select Checking or Virtual Wallet with Performance Select) and meet one of the following requirements:

• Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your Checking account using your Visa® Debit Card or to your PNC consumer Visa Credit Card you have chosen to link to a qualifying PNC checking account.
• Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) during the previous calendar month in a Virtual Wallet with Performance Spend or Performance Checking you have chosen to link.
• Have $5,000 in qualifying direct deposits during the previous calendar month in a Virtual Wallet with Performance Select or Performance Select Checking you have chosen to link.

When you open or transfer into a Premiere Money Market account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate will be determined on the first of each month and will be based upon the number of qualifying transactions or direct deposit requirements from the previous calendar month.

If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Premiere Money Market account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.

Important Note about Current Rates: Your Premiere Money Market account will earn the highest rate available to you (Promotional, Standard or Relationship Rate) for which you qualify based on the applicable balance tier and the criteria above

Transaction fees will apply to your account if you exceed six (6) Restricted Transfers in a monthly service charge period. Restricted Transfers are transfers from a savings or money market account to other accounts (including transfers to another account for overdraft protection) or to third parties by check, through point-of sale purchase transactions or similar debit card transactions, by pre-authorized or automatic agreements, telephone, online or similar order payable to a third person. If you make more than a total of six (6) Restricted Transfers in a monthly service charge period, you will be charged a fee for each Restricted Transfer. See your account agreement and fee schedule for more information. Other limits may apply to your account. We reserve the right to suspend enforcement of these transaction limitations, or to modify them, at our discretion.