Individual Retirement Account
Fixed Rate Individual Retirement Account
Find a BranchCurrent Rates
| Balance to Earn Interest | Interest Rate | APY Legal Footnote[1,2] |
|---|---|---|
| $1.00 - $999.99Legal Footnote[3] | 0.01% | 0.01% |
| $1,000.00 and above | 1.98% | 2.00% |
1. Annual Percentage Yield (APY) accurate as of 4/2/2025. Penalty for early withdrawal. Annual custodian fee of $25 may be assessed if balance is less than $2000. Transfer fee of $25 may be assessed for each transfer of IRA funds outside of PNC Bank or PNC Investments. Please see the Individual Retirement Account (IRA) Custodial Agreement and Disclosure for additional details and information. Fees may reduce earnings.
2. At the end of your Promotional term, your account will automatically convert to the standard CD term that is closest to but not greater than your original CD term based on the following standard CD terms: 6, 12, 18, 24, 36, 60 month terms. In addition, your CD rate will convert to the rate applicable to the standard CD term.
