Master

Boring banking.

So you can be
un-boring in life.

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What makes boring banking brilliant?

It's smart.

We sweat the small stuff so you don't have to. The PNC Mobile app and other digital tools help to make the most of your hard-earned dollars.

It's steady.

For 160 years, we've focused on long-term sustained growth from coast to coast. And we are pragmatic with the $426B in deposits we manage.

It's reliable.

We were voted most trusted bank* in 2023. With over 60,000 ATMs and 2,000+ branches, we'll be there for your brilliant life moves.

Is your bank boring enough?
Brilliantly Boring Master

It pays to be boring with your everyday banking.

Virtual Wallet® includes a Spend checking account, with an optional Reserve checking and Growth savings account to help manage your money.
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Virtual Wallet

A simple, reliable account with digital budgeting tools to help manage your checking and grow your savings.

Monthly service charge: $7/month or $0/month
How to avoid a monthly service charge
Apply for Checking & Savings
Apply for Checking Only
Features and Fees

more perks

Virtual Wallet with Performance Spend

Everyday checking with additional relationship benefits on ATMs and a higher Growth savings interest rate.

Monthly service charge: $15/month or $0/month
How to avoid a monthly service charge
Apply for Checking & Savings
Apply for Checking Only
Features and Fees

most perks

Virtual Wallet with Performance Select

Pay no PNC fees for using other banks' ATMs and get the highest rates on your Growth savings.

Monthly service charge: $25/month or $0/month
How to avoid a monthly service charge
Apply for Checking & Savings
Apply for Checking Only
Features and Fees
Account Agreement

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A fulfilling life starts with boring banking.

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Boring is the catalyst for all the un-boring things you do in life.

Think about it. Boring is smart, steady, dependable. It's not wild or spontaneous. And neither are we. You see, for nearly 160 years, we've been brilliantly boring with your money. The pragmatic, calculated kind of boring. So, you can be happily fulfilled with your life. Which is pretty un-boring, when you think about it.

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