| Digital Application | Pre-Approval | |
|---|---|---|
| Have the address of the home for purchase and a signed contract | ✔ | |
| Know what you're qualified to borrow and get a firm commitment to lend | ✔ | ✔ |
| Lock in your mortgage rate | ✔ |
|
| Digital Verification of Employment and Income | ✔ |
✔ |
| Digital Verification of Assets | ✔ | |
Hero Heading
Getting a mortgage with PNC can be easy
We live in an age where you can order groceries or stream your favorite show with the click of a button. Why does your mortgage need to be stuck in the dark ages?
Introducing PNC's digital mortgage application.
Get StartedTake the next step toward your mortgage
PNC can assist you to make your home buying journey smooth and easy. To get started let us know which phase of the home buying process you are in.
I'm searching for a home
This will route you down the pre-approval or preliminary pre-approval path depending on if you choose to digitally verify your assets and employment. Both are great for helping you understand how much you can afford while you're in the early stages of home-buying.
I have the home's address and a signed contract
Start the digital application when you've found a home you want to purchase and know details such as your down payment, your offer and more.
Work with a Mortgage Loan Officer
Already working with a Mortgage Loan Officer or want to find a local Loan Officer?
Find a Mortgage Loan Officer »
Compare the differences between a Pre-Approval and a Mortgage Application
Discover the benefits of a mortgage with PNC
Convenience
Complete mortgage tasks at home, on your time. We know you're busy and it may be most convenient to get things done in off hours. No need to wait until a bank branch is open.
Support
Just because you're completing steps online, doesn't mean you're on your own. You'll be connected to a Mortgage Loan Officer who will answer any questions and help guide you through the process.
Reliability
Have peace of mind knowing that you're working with one of the largest financial services institutions in the United States. At PNC, we strive to provide a great customer experience.
Looking to refinance an existing mortgage?
- View rates, estimated closing costs and monthly payments before applying.
- Choose whether to lower your monthly payment or pay off your loan faster.
- Complete the application and lock your rate from your computer or mobile device.
- Save your progress and pick up where you left off at any time.
We're Here to Help
Important Legal Disclosures & Information
Borrower must satisfy pre-approval conditions outlined in commitment letter. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions.
All borrowers must satisfy all conditions outlined in a commitment letter issued in connection with an application for mortgage credit. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions. Program terms are subject to change.
Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions.
Refinancing at a longer repayment term may lower your mortgage payment, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase your mortgage payment, but may lower the total interest paid over the life of the loan. Contact us to discuss the option that best meets your needs.
Carrier fees for data usage may apply.
PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”). All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
©2024 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association.
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.
