Auto Loan Refinance

The essentials:

• The dollar amount that you would like to borrow
• One form of photo ID (driver's license, state-issued ID or U.S. passport)
• Current address and previous, if less than two years
• Current employer and previous, if less than two years
• Previous address, if at current address less than two years
• Previous employer, if with current employer less than two years
• Your annual income and any other income to be considered

If you are applying with a co-applicant, you will need their:

• Current address and previous, if less than two years
• Current employer and previous, if less than two years
• Annual income and any other income to be considered

If you are refinancing a vehicle you will need:

• VIN number of vehicle
• 30 day payoff amount, interest per day (per diem), account number and overnight address for sending the payoff check

Upon closing the refinance auto loan, you will be required to ensure you are listed as the registered title owner and PNC Bank as lienholder. 

If you are currently listed on the title, PNC Bank will need the original title and state required form signed/dated. Everyone's situation may be different, so if there are additional steps needed to be taken to secure the title, a representative from PNC Bank will be in contact with the you to further instruct.

View more information about post-auto loan closure  

The SCRA provides financial relief and protections to eligible servicemembers and their dependents. PNC is grateful for your service and we would like to help you understand your benefits and protections under SCRA as well as other similar benefits that PNC may be able to provide to you.

To find out more, please contact us at:

Phone: 844-PNC-SCRA (844-762-7272)

Fax: 855-568-4532

Email: Servicemembers@pnc.com

PNC Bank
Servicemembers Operations Center, BR-YB58-01-U
PO Box 5570
Cleveland, OH 44101-0570