Auto Loans

Explore borrowing options for new or used cars.[1] Try our helpful tools and calculators.

Find the Right Loan for You

Estimated rates, payments and loan amounts are based on figures and the credit rating you have entered.

Actual rates, payments and loan amounts you qualify for may vary based on credit qualifications and other factors.

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Buy A Car

Shop new or used cars with the right lending solution for you. Apply today for an auto loan online, by phone, or at a branch.[1]

Buy from a Dealer

With check in hand, you can shop for a new or used vehicle from an eligible dealer. [1, 2]

Buy Out a Lease

With a vehicle lease buyout auto loan, you can make your ride your own.[1]

Buy from a Private Party

With a used auto loan, you can purchase from a private seller.[1]

Refinance Your Car

Start saving by refinancing your auto loan.

PNC auto refinancing may help you improve upon your existing auto loan with a competitive APR and flexible terms. Plus, get a fast loan decision.[1,3]

PNC Total Auto Powered By TrueCar

Conveniently find and finance your vehicle all in one place.

With PNC Total Auto, powered by TrueCar, you can find a vehicle with an advanced search, know what people in your area paid for the same car and review financing options all in one place.**

Learn More About PNC Total Auto®

**PNC Bank's website terms, privacy and security policies don’t apply to the site you're about to visit. Please review TrueCar's website terms, privacy and security policies to see how they apply to you. PNC Total Auto® is provided by TrueCar.

Auto Loan Insights

When is the Best Time to Buy a Car in 2024?

Timing can be an important factor in the car buying process. See when you might have the best chance to get a good deal and learn how timing can impact your decision making.

7 min read

How to Buy a Car as a College Student

Thinking about buying a car while you’re in college? It’s a big step, so make sure you have the information you need to make a good decision.

5 min read

Should I Buy a New or Used Car?

There are many important factors to consider when deciding whether to buy a new or used car. Read more about the pros and cons of each car buying option.

4 min read

Have Questions?

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Customer Service Center

Find information on managing your PNC auto loan account.

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