PNC points®

PNC points is a rewards program that lets you earn points for the day-to-day purchases you’re already making.

PNC points®

PNC points is a rewards program that lets you earn points for the day-to-day purchases you’re already making.

Redeem Your Points for a Variety of Rewards

You've earned the points, now enjoy them.

  • You’ll automatically be enrolled in the PNC points® Program.
  • There’s no limit to the number of points you can earn.
  • Redeem your points to help pay for purchases with just a tap - directly through PNC Pay® on your Android device. Learn more
  • Choose from thousands of reward redemption options, including cash back, gift cards, name-brand merchandise, Apple Store products, or to book travel.

All points expire at the end of the month, 48 months after they were added to your PNC points account.


Here are some of our most popular rewards[1]

Redeem Your Points for a Variety of Rewards

You've earned the points, now enjoy them.

  • You’ll automatically be enrolled in the PNC points® Program.
  • There’s no limit to the number of points you can earn.
  • Redeem your points to help pay for purchases with just a tap - directly through PNC Pay® on your Android device. Learn more
  • Choose from thousands of reward redemption options, including cash back, gift cards, name-brand merchandise, Apple Store products, or to book travel.

All points expire at the end of the month, 48 months after they were added to your PNC points account.


Here are some of our most popular rewards[1]

Gift Cards

  • Starbucks
  • Walmart
  • Amazon
  • BP Gas
  • Home Depot
  • Target

Merchandise

  • Titleist Golf Balls
  • Dyson Vacuums
  • Nintendo Switch
  • Fitbit
  • Keurig Coffee
  • Samsung Galaxy

Apple Store Products

  • iPad
  • Airpods
  • iPhone
  • Apple Watch

Travel

  • Wyndham
  • Hilton
  • Delta
  • American Airlines
  • Enterprise Rent-A-Car
  • Carnival Cruise

Get Started

PNC Bank customers are auto-enrolled in PNC points.

You are auto-enrolled in PNC points, if you have a PNC points® Visa® credit card. Once you are participating in PNC points, you will be auto-enrolled in PNC Purchase Payback®.

If you are a business owner, visit PNC points for business.

Use your PNC points® Visa® Credit Card. Get points. It’s that simple.

Earn 4 points for every $1 in purchases+. And with a qualifying checking account, you can get monthly bonuses of 25%, 50% or 75% on the points you already earned++. And now with PNC Purchase Payback® you can multiply your points like never before — and reach rewards so much faster.

Frequently Asked Questions

Earn 4 points for every $1 in purchases.[2] Calculate your points

If you are a business owner, see how much you can earn at PNC points for Business.

With PNC Purchase Payback you can multiply your points like never before — and reach rewards so much faster. See Terms and Conditions for complete eligibility rules and requirements.

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