PINACLE® Commercial

Commercial Online Banking built for the way you work

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PINACLE®, PNC’s top-rated online commercial banking solution

Confidently manage your banking activity on your PC, Mac, tablet or phone. Built for the way you work, PINACLE® helps you spend more time on what is important to you - nurturing your business.

The Simple, Integrated Solution You've Asked For

PINACLE Payments: Real Time, Real Fast

The all-in payment solution for your business puts you in control of your finances. Pay vendors, suppliers, individuals and more.

Up-To-Date Cash Positions

PINACLE can integrate with QuickBooks®, Oracle NetSuite, Sage Intacct®, Microsoft Dynamics 365 Business Central and more. Save time every day and manage your accounts, loans and cards all in one place.

Balanced Security

When it comes to cybercrime and payments fraud, every organization is a target. Our PINACLE Packages feature built-in fraud protection services to help you identify and mitigate fraud.

Pay Suppliers & Individuals
From Anywhere

  • Initiate real-time and same day payments
  • Save payee payment information and create payee groups for easy access
  • Mark payees as private and control which users have access to sensitive information
  • Track progress of your payments through comprehensive reporting

Video: PINACLE® Commercial Online Banking

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Audio Description
Accounts and Balances in a Single Dashboard View

See Your Accounts and Balances
In A Single Dashboard View

  • View daily pending and posted transaction information for accounts, loans and cards
  • Customize reporting with robust filtering and search capabilities
  • Synchronize with your accounting software to streamline your account reconciliation
  • Transfer funds easily between accounts
  • Manage fraud-related risk and respond quickly to suspicious transactions with our optional fraud mitigation services

Deposit Your Checks
Without Going To The Branch

  • Submit checks with your mobile phone or remote deposit desktop scanner
  • View robust deposit reporting including deposited images for easy reconciliation
  • Prevent checks from being submitted twice and safeguard against unbalanced deposit transmission with our security features
Mobile Device Taking Photo of a Check to Deposit

Your Fraud Risk By The Numbers

74%

Organizations were targets of an attempted or actual payments fraud attack in 2020 [1]

66%

Organizations reported to be affected by a fraudulent wire transfer [1]

39%

Organizations reported to be affected by a fraudulent check payment [1]

PNC Protect – Fraud
Protection, It’s What We Do

  • Choose the PINACLE package with the capabilities and built-in fraud protections that you require
  • Build additional layers of protection around online money movement with Dual and Self-Approval options, company and user level initiation and approval limits, and security tokens
  • Respond quickly to suspicious transactions with optional Positive Pay services
  • Gain insight and monitor user actions through robust audit reports
  • Set up PINACLE activity and security alerts via text, email or online delivery
Mobile Device Displaying Security Locks
PINACLE Dashboard on Teams for Customized Permissions

Provide Secure Access To Employees Through Teams
And Permissions

  • Identify trusted Security Contacts and Administrators who will have authority over your PINACLE services at set up
  • Manage user access to your accounts and services with our easy-to-use Teams feature
  • Set up a user in less than 5 minutes with predefined or customized permissions

Ready to Get Started? We'll Call You

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PINACLE® FAQs