Public Defined Benefit Pension Plans

We're here to help public plan sponsors provide the men and women in public service the retirement benefits they have earned and deserve.

Solutions for Public Defined Benefit Plans

The challenges for trustees of public defined benefit plans in managing these types of retirement plans, including investment, fiduciary, and regulatory requirements, can make the job a daunting task.

We have built a long-standing reputation for delivering a wide range of customized investment management, custody and pension payment services. Our services are designed to help government and municipal plan sponsors of pensions, VEBAs, and OPEBs meet their unique investment challenges and achieve growth goals, while mitigating risk and minimizing administrative burdens.

We believe that our customized approach and focus on client-specific solutions can help public plan sponsors to provide the retirement benefits earned by the men and women who serve our communities through public service.

Service Highlights

  • Help to formulate and implement an Investment Policy Statement
  • Serve as trustee and custodian, including benefit payment
    services
  • Deliver ongoing capital markets updates and board education
  • Formulate investment strategy and advice as a fiduciary
  • Provide liquidity management and funded status monitoring

Financial Planning for Pensions

Every pension is like a puzzle. Its unique pieces — plan assets, liabilities, administrative resources and fiduciary obligations — all need to be appreciated and fit together perfectly. We see each component in detail, optimize its value to meet objectives and integrate it into a customized, comprehensive financial plan for your pension.

We're More Than Just an Investment Manager

We know that municipal entities need more than just investment management. As a national financial services firm, PNC Bank, N.A. is also able to provide a wide range of banking services through our team of local Public Finance bankers dedicated to providing financial solutions and banking services tailored specifically to municipalities. Among the additional services offered by PNC Public Finance:

  • Traditional commercial lending: Term loans, lines of credit
  • Specialized municipal finance solutions: Direct purchase of tax-exempt bonds, Direct Pay Letters of Credit and liquidity facilities for variable rate bonds, tax anticipation notes, bond anticipation notes, tax-exempt equipment leases, and energy efficiency leases
  • Robust treasury management platform: Full continuum of payables and receivables solutions including purchasing cards, lockbox services, merchant card processing, online payment portals, invoice automation and real-time payments

Our Approach

  • Consulting
    Guidance on governance and fiduciary structure, IPS development and strategic asset allocation
  • Fiduciary Investment Management
    PNC acts as an investment manager, helping the plan sponsor fulfill its fiduciary duty to prudently manage plan assets
  • Portfolio Management
    PNC manages daily valuation, transaction management, monitoring and execution of asset allocation changes
  • Custody & Trustee Solutions
    The safekeeping and segregation of plan assets in accordance with fiduciary obligations as applicable; periodic account statements
  • Asset Allocation & Manager Selection
    Investment implementation including manager research, contracting and transition management
  • Pension Payment Processing
    Cash movement, benefit payments, tax withholding and reporting PNC manages daily valuation, transaction management, monitoring and execution of asset allocation changes

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SOLUTIONS

Institutional Asset Management

In the face of today's growing complexities, the decisions you make impact your organization and its employees in ways that matter more than ever. That's why PNC combines large-scale resources with a personal commitment to help you prepare for today and tomorrow.

SERVICES

Public Finance

PNC's Public Finance group is committed to serving the financial needs of public sector entities of all types and sizes, from state and local governments, school districts and transportation authorities to institutions of higher education and nonprofit organizations - including hospitals and healthcare institutions.

ASSET SERVICING

Custody Services

We pride ourselves on providing a high level of service to our clients. Our fiduciary advisors have substantial experience in the securities processing and custody business and are supported by a centralized PNC Bank Asset Servicing Clearing Operations Group.

Let's Talk

Work with us today. For more information, please contact:

Kimberlene Matthews Managing Director, Pension & Enterprise Solutions Group

Kimberlene Matthews

Managing Director, Pension & Enterprise Solutions Group

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If you are an active, former or retired PNC employee seeking pension or other benefit information, visit the PNC Benefits Website at pncbenefits.com.

If you are a non-PNC pension participant or retiree seeking pension or other benefit information, visit the PayeeWeb Tool.