- Security features from PNC Merchant Services include solutions that offer data encryption, tokenization and software monitoring for virus protection. These security features may be available for a fee. PNC Merchant Services is not liable for any breach that occurs, and it is the customer’s obligation to comply with all data security requirements related to the use of the offered security features. PNC Merchant Services makes no representations, warranties or guarantees regarding your use of the security features.
- PNC Merchant Services is a registered mark of The PNC Financial Services Group, Inc. Merchant Services are not deposit products. PNC Merchant Services does not offer deposit products and its services are not guaranteed or insured by the FDIC or any other governmental agency. Merchant Services are subject to application, credit review of the business and its owners, and approval.
- Customers must establish a new PNC Merchant Services account and execute a PNC Merchant Services agreement with an initial term of three years or longer. An early termination fee will not be applied if you close this account prior to the end of the term. If you have leased Clover or other equipment, this is a separate agreement and is noncancellable. Please refer to your lease agreement for details. Purchased Clover or other equipment is nonreturnable and is subject to availability.
- PNC PayerExpress and PNC Payment Gateway require a PNC Treasury Management Comprehensive Agreement and a PNC Merchant Services agreement. Additionally, accounts (Demand Deposit and Merchant Services) are required for the solution to operate.
- Except as is otherwise set forth in your agreement for merchant services, your funds for MasterCard, Visa, Discover, PayPal and American Express transactions will ordinarily be processed and transferred to select PNC business checking accounts within one business day from the time PNC Merchant Services receives your batch (which is an electronic file containing your card transactions). If a batch is received after our cut-off time of 10:00 PM ET, or on a day that is not a business day, we will generally consider the batch as being received on the next business day. Business day means Monday through Friday, excluding Federal holidays.
- Payment Card Industry Data Security Standards (“PCI DSS”) are a mandatory set of security standards designed to help reduce the risk of fraud and theft of customers' sensitive credit and debit card data. To validate your compliance with PCI DSS, you must complete a Self-Assessment Questionnaire (or SAQ). Depending on how you process payments and the type of Internet connection you use, you may also be required to perform quarterly network vulnerability scanning.
PNC Merchant Services®
for Commercial &
Corporate Businesses
Accelerate. Optimize. Protect.[1]
Solutions
Do your payment options make it easy for customers to do business with you? With a PNC Merchant Services® account, we offer solutions and industry experience that may help.[2]
Industries We Serve
Whatever the size, scope, or needs of your business or organization, PNC Merchant Services is here for you, offering solutions
geared for your industry.
Healthcare[3]
- Card payment solutions designed to meet the unique needs of healthcare practices.
- Specializing in simplifying patient payments across the revenue cycle.
Calculate
Next Business Day Funding[3] puts your customers’ card payments to work for your business sooner.
Estimate how much next business day funding could add to your cash flow with this calculator.
If you frequently get paid with Corporate, Fleet, or Purchase Cards, qualifying for the lower interchange rates that come with Level 3 Card Processing may reduce your interchange costs.
Use this calculator to determine if your card payment processing could benefit from Level 3 qualification by entering your total annual card processing volume, and what percentage of your card processing volume is Corporate, Fleet, and Purchase cards.