Be prepared for what ever life
throws your way.
Make purchases with peace of mind by linking your PNC Checking Account.
Large appliances
to electronics.
Consolidate your credit card & other debt.
Spruce up your living space with a remodel.
Fund your next dream getaway.
Lines between $1,000
and $25,000.
Borrow until your limit is reached & only pay interest on the money
you borrow.
Anytime with convenient checks, online, phone or at a branch.
| Minimum Line Amount | $1,000 |
| Maximum Line Amount | $25,000 California Maximum Line Amount $5,000 |
| Minimum Draw Amount | $50 |
| Collateral | None |
| Rate | Variable rate, based upon Wall Street Journal Prime Rate* |
| Prepayment | No prepayment penalty |
| Draw Period | Continuous |
| Annual Fee | Annual Fee of $50* |
Log into Online Banking to view your current balance and minimum payment due.
Yes. If you opt in, your Personal Line of Credit will provide you with overdraft protection when linked with your PNC Checking account.
The available line balance must be sufficient to cover the overdraft amount. The minimum amount that can be transferred is $50. Other restrictions and conditions may apply. Contact us for more details.
Your funds can be accessed by check, by transferring funds via Online Banking, in branch or calling the PNC Care Center.
You can draw from your line of credit as many times as needed until you reach your line limit. Once you've made payments on your account, you can then borrow until you reach your limit again.
Make a payment by transferring funds via Online Banking, mailing payment with your billing statement, calling PNC Care Center, or visiting your local branch.
| Payment Methods | Product | Description | How To Use |
|---|---|---|---|
| PNC Online Banking |
Personal Installment Loans and Lines of Credit | Make a payment to your account using PNC Online Banking. You can schedule one-time or recurring payments. | Navigate to PNC Online Banking and select your account. Click Make a Payment on your account activity screen to schedule a payment. Click here to learn more. |
| PNC Mobile App[2] |
Personal Installment Loan | Make a payment to your account using PNC's Mobile App. You can schedule one-time, same-day payments from a PNC deposit account. | Download the PNC Mobile app from your phone's app store and log in. Select your account and choose Make a Payment to schedule a payment. |
| Automated Payments | Personal Installment Loans and Lines of Credit | Enroll in the Automated Payment Program and have your monthly payment automatically deducted from your deposit account. | Download, complete, and return the Automated Payment Authorization form using the instructions on the form OR call 1-888-762-2265 to have the form emailed to you to be submitted electronically. |
| Pay by Phone - Voice Banking[3] | Personal Installment Loans | Make a one-time, same-day payment using our Voice Banking service. | Pay over the phone with Voice Banking by calling 1-888-PNC-BANK (1-888-762-2265). If paying from a non-PNC deposit account, have your account number and routing number available. |
| Pay by Phone - Agent Assisted | Personal Lines of Credit | Make a payment with a PNC Agent over the phone. | Call a PNC Agent at 1-888-PNC-BANK (1-888-762-2265). If paying from a non-PNC deposit account, have your account number and routing number available. |
| In-Branch Payment | Personal Installment Loans and Lines of Credit | Make a payment at any PNC Branch. Find a PNC Branch |
Visit a PNC Branch during normal branch hours to make a payment. The payment is effective as of the date the payment is made, although it may take up to 2 business days for the payment to be reflected on your account. |
| Mail Your Payment | Personal Installment Loans and Lines of Credit | Make a payment to your account by mail. Send a check in the mail along with the payment slip provided at the bottom of your monthly billing statement. If you do not have a statement, please make sure to write your PNC account number on your check. |
Personal Installment Loans Address for regular mail payments: PNC Bank PO Box 747066 Pittsburgh, PA 15274-7066 Personal Installment Loans Address for overnight mail payments: c/o PNC Bank Lockbox 747066 500 First Ave Pittsburgh, PA 15219 Personal Lines of Credit Address for regular mail payments: PNC Bank PO Box 747032 Pittsburgh, PA 15274-7033 Personal Lines of Credit Overnight Payment: PNC Bank Lockbox 747032 500 First Ave Pittsburgh, PA 15219 |
The SCRA provides financial relief and protections to eligible servicemembers and their dependents.
PNC is grateful for your service and we would like to help you understand your benefits and protections under SCRA as well as other similar benefits that PNC may be able to provide to you.
To find out more, please contact us at:
Phone: 844-PNC-SCRA (844-762-7272)
Fax: 855-568-4532
Email: Servicemembers@pnc.com
PNC Bank
Servicemembers Operations Center, BR-YB58-01-U
PO Box 5570
Cleveland, OH 44101-0570
Speak to a sales representative about our products and services.
Find answers to FAQs and view additional phone numbers so we can further assist you.
