Insurance & Taxes

Let PNC guide you through what's to be expected, and what's required of you.

Insurance 101

Learn about the different types you may need

Homeowner's Insurance

Homeowner’s insurance provides financial coverage in the event of a covered loss to your home, other structures or contents. In addition, homeowners insurance provides personal liability coverage for third-party claims.

Disaster Insurance

Insurance designed to protect your home in the event a natural disaster such as fire, flood, earthquake, hurricane or tornado were to strike and cause your home to become unlivable.

Mortgage Life Insurance & Mortgage Accidental Death Insurance

Mortgage life insurance pays off or reduces your mortgage loan balance (up to the policy maximum) in the event of death before the debt is paid, enabling surviving family members to retain their home. Mortgage accidental death insurance pays off or reduces your mortgage loan balance (up to the policy maximum) if your death is the result of a covered accident.

Private Mortgage Insurance

Insurance written by a private company to protect the mortgage lender against financial loss if a borrower defaults on the mortgage.

FHA Mortgage Insurance

An undertaking by the Federal Housing Administration (FHA) to insure the lender against loss if the borrower defaults on the mortgage.

VA Funding Fee

This fee is paid by the Veteran and/or third party, directly to the Veterans Administration, to guarantee a specified portion of the loan, should the borrower go into default.

Flood Insurance

Protection against flood loss through the 1973 Flood Disaster Protection Act.

Still have questions? Check out our Insurance FAQs or reach out to us for more information.

Want a More Complete Picture of Your Home Loan?

Explore the Understanding Home Lending Center to learn the mortgage process, find the right loan or line of credit for you, and explore options to lower your payments.

Insurance FAQs

Where Can I Find Insurance Documents?

For Hazard Insurance Loss Claims documents, go to InsuranceClaimCheck.com/433[1]


Tax FAQs

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Related Resources

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PNC Insights

Even small changes can become big steps toward your savings, budgeting and retirement goals. The right insights and ideas can help you make the most of today.

FINANCIAL EDUCATION

Understanding Home Lending

From learning the mortgage process, to finding the right loan for you, exploring options to lower your payments, or finding how a loan or line of credit can meet your needs, the Home Lending Education Center is the place for answers.

VERIFICATION

NMLS Consumer Website

A free service for consumers to confirm the mortgage lender they wish to conduct business with is authorized in their state. PNC NMLS ID #446303