PNC, PNC HomeHQ, PNC Home Insight and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has a pending patent application directed at various features and functions of Home Insight® Planner. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
How We Verify Income & Assets
Understand how your information is used when you apply for a mortgage.
How We Collect Information
When you apply for a mortgage with PNC, we’re required to review information about your income and any additional assets you own. This helps us determine the terms of your loan, influencing how much home you can afford.
To collect this information, we'll send you a link. You can enter your information about income and assets and provide statements. You'll confirm approval to review this information and process it with our underwriting systems.
Your Role
In many cases, you can link your accounts to provide your information during the mortgage application process. This allows us to verify that information directly from other financial institutions. Linking your accounts is a streamlined, safe and secure way for you to share the information we need to review when underwriting your loan.
For accounts you can’t or would prefer not to link, you’ll need to provide approved documentation like statements.
Once you’ve linked your accounts or shared your information, remember to be cautious when moving your money, as this may cause delays or even change the terms of your loan.
How Your Information is Used
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Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.
