Virtual Wallet Student has no minimum balance requirement or monthly service charge for active students for six years from the date of account opening. You may be asked to provide proof of active enrollment in a qualifying educational institution. At the end of the six years, your account will be converted to Virtual Wallet and subject to the Virtual Wallet Features and Fees in effect at that time. If you transfer this account to a different product or account type during the first six years, you will forfeit the benefits of the Virtual Wallet Student account and will not be able to transfer back to the Virtual Wallet Student account.
Student Banking Center
The support you can bank on today so you can focus on tomorrow's dreams.
Virtual Wallet Student®, Designed Uniquely For Students
Checking & savings combined with digital tools to help you manage your money.
No monthly service charge[1] for up to 6 years, plus:
- Track your spending, reserve money for planned expenses, and grow your savings in one digital banking experience
- Overdraft protection & alerts
- Low Cash Mode® in the PNC mobile app[2] gives you more control when your balance is low[3]
- Zelle® in the PNC Mobile app to send money to friends or family[4]
Open Virtual Wallet Student Today
- What You’ll Need
- On Campus or Near You
- Help for International Students
Apply for an account today with no minimum deposit to open
Ages 18+
Apply online if you are 18 years or older, have a SSN and valid U.S. Driver's license, State ID, or Military ID, and meet additional requirements. An adult co-applicant over 18 is not required.
Ages 14-17
Apply online if you are 14 to 17 years old and have a SSN. An adult co-applicant over 18 is required.
Under 14
or do not have a SSN
If you are under 14, do not have a Social Security Number, or do not have a valid U.S. ID, make an appointment today.
Financial Education
