PNC Check Ready
Auto Loan

Rates as low as 5.79% APR.

$15,000-$75,000 | 60-month term | 2023-2025 Models[1]

Rates include a 0.25% discount for automated payment from a PNC checking account. Lowest rates available to well-qualified applicants. Other loan amounts, repayment terms, model years and rates are available.

Have questions? 1-888-370-7344

Check Current Auto Loan Rates*

Please call for rates for loan amounts greater than $75,000

How It Works

Get in your new car faster with Check Ready financing.

1

Apply

Apply for your Check Ready auto loan online, by phone or at a branch.[2]

2

Get a Decision

In most cases you'll get a decision in minutes. If approved, you can have your check sent overnight to your home.[2,3]

3

Shop with Confidence

Take your check to an eligible dealer and negotiate your best deal.[2,4]


Reminder: Important Title Information

Reminder: You will be responsible for transferring the vehicle’s title to your name and placing PNC’s lien on the title.

Steps when transferring ownership of title: 

  1. You need to be listed as a registered owner on the vehicle title.
  2. Have PNC Bank be listed as lienholder on the title.

Monthly Payment Estimate Calculator

The tools and calculators provided are for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your financial, tax or legal advisor regarding your unique situation.

Ready to Start Your Total Auto Journey?

Find & finance your car, all in one place.[2]

Search Cars**

Find a car in your area and price range.

**PNC Bank's website terms, privacy and security policies don’t apply to the site you're about to visit. Please review TrueCar's website terms, privacy and security policies to see how they apply to you. PNC Total Auto® is provided by TrueCar. Dealer inventory presented to you may contain vehicles that are not eligible to be financed by PNC Bank, such as commercial vehicles or older model year vehicles. Other restrictions on eligible vehicles may apply.

Insights

Utilize PNC's Insights articles to help you make an informed auto-buying decision.

When is the Best Time to Buy a Car in 2024?

Timing can be an important factor in the car buying process. See when you might have the best chance to get a good deal and learn how timing can impact your decision making.

7 min read

Vehicle Shopping? The Right Down Payment Can Save You Money

There are benefits to making the largest down payment you can afford, especially in the face of rising prices and interest rates.

2 min read

How to Buy A New Car

Shopping for a new car can be a complicated experience, especially these days. Make sure you're prepared to get the best deal with these tips from PNC.

4 min read

How to Buy a Used Car

Shopping for a used car can be an overwhelming experience. Make sure you're well prepared for every step of the process with this detailed guide from PNC

5 min read

Should I Buy a New or Used Car?

There are many important factors to consider when deciding whether to buy a new or used car. Read more about the pros and cons of each car buying option.

4 min read

First Time Car Buyer's Guide: What to Know Before You Buy

Buying your first car can be intimidating. Our guide can help you understand what financing options are available and how apply for a loan.

12 min read

Apply for an Auto Loan Today

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Sat - Sun: 8 a.m. - 5 p.m. ET

Apply at a Branch

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