Auto Lease Buyout Loans

Rates as low as 6.89% APR.

$15,000-$100,000 | 60-month term | 2023-2025 Models^[1]

Rates include a 0.25% discount for automated payment from a PNC checking account. Lowest rates available to well-qualified applicants. Other loan amounts, repayment terms, model years and rates are available.

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Have questions? 1-888-370-7344

Check Current Auto Loan Rates*

How It Works

PNC Auto Financing may help you improve upon your existing auto loan with a competitive APR and flexible terms.^[2] Plus, get a fast loan decision.^[3]

Research

Research how much car you can afford by reviewing rates and estimating a monthly payment. Find the accurate value of your car according to J.D. Power.

Apply

Apply for an auto loanonline, by phone or at a branch.^[2]

Pay Your Existing Loan Off

If approved, once you close at a PNC branch, a check will be sent to the creditor to pay off the existing loan.^[2,3]

Start Lease Buyout Application

Reminder: Important Title Information

Reminder: You will be responsible for transferring the vehicle’s title to your name and placing PNC’s lien on the title.

Steps when transferring ownership of title:

You need to be listed as a registered owner on the vehicle title.
Have PNC Bank be listed as lienholder on the title.

View More Information

Auto Loan Calculators

The tools and calculators provided are for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your financial, tax or legal advisor regarding your unique situation.

View More Auto Loan Calculators

Insights

Utilize PNC's Insights articles to help you make an informed auto-buying decision.

Considering Buying out Your Vehicle Lease? Here’s What You Need to Know

Educating yourself about your lease and the options you have as the lease term ends puts you in the best position to make the right choice

4 min read

Leasing vs. Buying a Car: The Pros & Cons of Each Option

There are reasons to consider both leasing and financing when shopping for a new vehicle. Learn more about each option and decide which is right for you.

5 min read

Paying Off Your Car Loan Early: Things to Consider

Thinking of paying off your car loan? While there’s the benefit of reducing your debt, take time to assess your personal financial position before making a decision. In this article, we highlight some of the important considerations to keep in mind.

3 min read

Apply for an Auto Loan Today

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Mon - Fri: 8 a.m. to 9 p.m. ET
Sat - Sun: 8 a.m. - 5 p.m. ET

1-888-370-7344

Apply At a Branch

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complete an application.

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Annual Percentage Rates: Annual Percentage Rate (APR) of 6.89% available to well-qualified applicants for auto loans in amounts of $15,000 to $100,000 with a 60-month repayment term and secured by a 2023-2025 model year non-commercial vehicle with up to 100,000 miles (certain additional restrictions apply for vehicles with mileage from 80,000 to 100,000). The lowest rates are available to well-qualified applicants. Your actual APR may be higher than the lowest available rate and will be based upon multiple factors such as credit qualifications, loan amount, repayment term, model year, automated payment from a PNC checking account and number of days to first payment. APRs for a loan amount of $15,000 to $100,000 with a 60-month repayment term and secured by a 2023-2025 model year auto range from 6.89% to 16.89%. Other rates may be applicable for different loan amounts, repayment terms and model years. APRs include a 0.25% discount for automated payment from a PNC checking account. Automated payment must be set up at loan closing to qualify for the 0.25% discount. If automated payment is discontinued, you may no longer receive an automated payment discount and your rate will increase 0.25%. Loan Payment Example: The monthly payment per $1,000 borrowed at a range of 6.89% APR to 16.89% APR for the featured term means you would make 60 payments that may range from $19.75 to $24.79 based on 30 days to first payment. Rates, terms and conditions are as of 7/2/2024 and are subject to change at any time. For more product information, visit the Lease Buyout Loan page.

Employees of The PNC Financial Services Group, Inc., may qualify for an employee rate discount. Discount for qualifying employees will be applied to the account at the time of loan approval. The discount may be removed if employment ceases.

Rates, terms and conditions are as of 7/2/2024 and are subject to change at any time. For the most up-to-date rates and product information, contact us at 1-888-370-7344, visit the Lease Buyout Loan page or stop by your nearest branch.
Credit is subject to approval. Certain restrictions and conditions apply.
Processing times may exclude weekends and holidays.

*Check Auto Loan Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details.

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Auto Lease Buyout Loans

Rates as low as 6.89% APR.

Check Current Auto Loan Rates*

How It Works