PNC Bank Funds Availability Policy

This policy is in effect for deposit accounts opened in all PNC Bank markets.

Consumer Deposit Accounts

Business Deposit Accounts


Our Funds Availability Policy provides detailed information about when funds you deposit will become available for your use. Please take a moment to review the Policy which applies to your account type (Consumer and/or Business). By understanding how we make your deposits of non-cash items available, it will be easier for you to manage your account and realize all the benefits of banking with PNC Bank.