Welcome to PNC Bank

We are glad to have you as a new customer and want to make your mortgage transfer to PNC as easy and seamless as possible.

We are glad to have you as a new customer and want to make your mortgage transfer to PNC as easy and seamless as possible.

Welcome to PNC Bank

We are glad to have you as a new customer and want to make your mortgage transfer to PNC as easy and seamless as possible.

Welcome

Your mortgage has been transferred to PNC, here's what you need to know:

1

Mortgage transfers are common and will not affect the original terms and conditions of your mortgage. There will be no impact to your payment due date.

2

PNC will mail a Welcome Packet 7 days prior to your mortgage transfer with important information.

3

PNC will process your payments, send monthly mortgage and year-end tax statements, notify you about any account updates and, if applicable, manage your escrow account.

If your Welcome Packet has not arrived by the transfer date, you may contact us at 1-800-822-5626 with any questions.


Here's what's included in the Welcome Packet:

  • Notice of Servicing Transfer
    This is the official legal notice informing you that the servicing of your mortgage loan is transferring to PNC. It includes your new account number, so keep it handy.

  • Automated Payment Information
    If your Automated Payment is being transferred to PNC from your prior servicer as verified on your Notice of Servicing Transfer, it is important that you immediately sign and return this Automated Payment Authorization Form. See Payments section for additional payment options.

  • Mortgage Servicing Transfer Checklist
    This guide walks you through the mortgage transfer process, including key steps like making your first payment to PNC.

  • Privacy Policy
    This document outlines what personal information we collect, how we protect it and why we sometimes share it.

Check the Status of Your Mortgage Transfer

PNC Home Loan Transfer Portal is a digital tool that keeps you up to date on the status of your mortgage transfer, provides key dates and personalized loan details, and keeps you informed on next steps.

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View Your Loan Details

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Confirm Automated Payment Details

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Check Important Dates

Looking for key dates of services on your mortgage account?

To find your transfer date, please refer to PNC's Welcome Packet sent via US Mail.

Select the date your mortgage is transferring to PNC:

February 1st, 2025

March 1st, 2025

April 1st, 2025

For all other dates, please refer to the

Payments


How to manage your payments

Please refer to your Welcome Packet for information about the transfer of your Automated Payment arrangement.

  • Good news – the date your automated payments are made won’t change with the transfer of your mortgage to PNC. It is possible that your first automated payment to PNC may be delayed by up to seven business days, but you will not be charged a late fee for this one-time payment delay and it will not be reported to the credit bureaus.
  • It is important that you immediately sign and return the Automated Payment Authorization Form enclosed in your welcome packet.
    • PNC will continue to automatically draft your loan payments as was previously performed by your prior servicer for a period of time after transfer. If we do not receive the signed Automated Payment Authorization Form that was enclosed in your welcome packet within 120 days of the effective date of the transfer, PNC will discontinue your automated payment.

PNC Online Banking

PNC Online Banking allows you to manage your account with convenience and ease.

Enroll in PNC Online Banking

To get started, you will need:

  • Social Security Number (SSN)
  • PNC Account Number
  • One of the following:
    • PNC Visa Debit Card PNC
    • Online Access PIN
    • Mobile or Phone number to receive a one-time passcode
      • This option is only available if there is a phone number associated with your PNC account

You are encouraged to enroll in PNC's optional Online Banking service, which allows you to:

  • Get organized and save paper with paperless statements
  • Setup account alerts to stay informed
  • Schedule payments for your mortgage account
  • Access mortgage documents such as your escrow statements and year-end tax statements (form 1098)

Escrow

If you have an escrowed loan

  • Your escrow balance will transfer automatically.
  • Your tax and insurance information will also transfer and payments will continue to be disbursed from your escrow account timely.
  • If PNC needs any tax or insurance information from you, we will reach out to you for this information.

If you have a non-escrowed loan

  • You will not need to establish an escrow account with PNC at this time, and you will continue to be responsible for your property taxes and/or insurance.

Taxes and Insurance

If your loan is not escrowed for tax payment through PNC, you should pay the amount due to the taxing authority listed on your bill. If your loan is escrowed and the tax bill you received has not been paid, please write your loan number on the bill and send it directly to our Tax Department via mail or fax.

Mailing Address

PA Customers
Tax Department-0046586
PO Box 9220
Coppell, TX 75019

Non-PA Customers
PNC Financial Services
PO Box 9042
Coppell, TX 75019

Home Lending Products

Get Started Finding a Home

The PNC Home Insight® Planner offers tools and calculators to help you navigate financing and shopping for a new home. View current interest rates and information on available loan products to help you determine a mortgage payment that you can afford. Get pre-approved today and find the home that fits your budget and lifestyle. 

Refinance with PNC

You can learn more about refinancing and check out current rates at pnc.com/RefiRates. If you’re ready to to get started, please call 1-855-744-2676 and find out how much you can save today.

Start the Home Refinance Process
You can use the PNC mortgage refinance page to help determine where to get started and what steps you could take.

You can also use our calculator to calculate your potential savings.

Home Equity Line of Credit

The PNC Choice Home Equity Line of Credit (CHELOC) page can help you determine if a home equity loan is right for you.

In addition, you can use our home equity calculator to help determine your potential rate and payment.


Just Getting Started?

Explore PNC’s Home Lending Headquarters page to learn more about PNC’s home lending products, and which one could potentially be the best fit for your needs

Who We Are

As an award-winning, national lender and servicer of residential mortgage loans,
we are committed to providing exceptional customer service.

More than 2,300

Retail Banking Branches

Nearly 1,000

 Experienced Mortgage Professionals

Approximately 60,000

PNC and Partner ATMs

Speak with the Mortgage Transfer Team

Our mortgage professionals are here to help – now, or if your needs change in the future.

Call Us

Mon – Fri: 8:00 a.m. – 9:00 p.m. ET
Sat – Sun: 8:00 a.m. – 5:00 p.m. ET