Small Business
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It All Starts with the CFO Conversation
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Financing Your Future
Why is it important to plan the way you borrow? Because small business owners sometimes approach the subject of borrowing reactively, rather than proactively. By taking a strategic approach to your company's external financing, you may be able to enhance your overall business planning, borrow at more advantageous terms and rates and even enhance the overall value of your company.
While each lending situation a bank reviews is unique, most banks utilize some variation of "The Five C's of Credit" when making credit decisions - Character, Capacity, Capital, Conditions, and Collateral.
Considering franchising? Whether buying a franchise business or franchising your own successful business, using someone else's proven concept for a business holds a lot of appeal. What do you need to know, and how do you proceed?