Corporate & Institutional
Corporate/Institutional
PINACLE

Smart, Web-based tools that make managing your cash flow more efficient.

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PINACLE provides secure, one-stop access to all of our online Treasury Management services. Sign on once to quickly and efficiently manage your cash management processes and, you don't have to make a costly investment in software.

Take Care of All Your Business

PINACLE is the source for all the Treasury Management services you need. With a PC and an Internet connection (click here for browser requirements), you can handle your account transfers, ACH initiation and tracking, disbursement services, receivables management, balance reporting, funds transfer and client services. It's easy to initiate transactions, review account information and accelerate your cash postings.

Receivables

A/R Advantage: Helps you streamline your A/R research, reduce the costs associated with archiving and retaining paper and electronic documents, and enhance customer service. PNC scans checks and remittance documents received at your lockbox location, and you get same-day online access to full color images of all your receivables.
  • Remittance Information and Check Images: Provides same-day access to receivables information from all of your PNC lockbox processing sites, including full-color images of paper-based collections.
  • Payment Alerts: To help you keep track of specific anticipated payments from customers, these can be triggered on dollar amount, invoice number or other relevant payment information, helping you to keep track of specific anticipated payments from customers.
  • Powerful Searches: Search on any number of fields, letting you focus your time on managing exceptions.
Acrobat PDF FileRead the A/R Advantage Service Summary.

Return Check Management Services: An efficient way to manage returned checks, simplify the need to fund returns and quickly notify your customers that there is an issue.

PNC's Return Check Management Services offer a variety of options to manage your returned checks including:
  • Special Handling
  • File Transmission
  • Online Imaging and Reporting
  • Electronic Check Re-presentment (RCK)
  • Return Check Concentration (RCC)
A single service or a combination of services enables you to efficiently manage returns via both paper and electronic check re-presentment.

Acrobat PDF FileLearn more about PNC's Return Check Management Services

Payables

Automated Clearing House (ACH)1: This is the quick, convenient and secure way to initiate and track ACH disbursements and collections. There's no need to buy application-specific software or learn ACH terminology.

Acrobat PDF FileRead the ACH Service Summary. 

Account Transfer: Move funds quickly, easily and securely between your PNC business bank accounts for same-day settlement.

Acrobat PDF FileRead the Account Transfer Service Summary. 

Check Management: Know which checks have been paid, search for and place stop payments and view check images. Manage your checking transactions, monitor the status of payments and stop payments, and view check images and confirm when they clear or are cashed.

Acrobat PDF FileRead the Check Management Service Summary.

Positive Pay: Reduce disbursement risk and maintain tight control over check issuance and payment with Positive Pay, a service that matches the checks that you have written against checks that are actually being presented. You can view suspect checks, set up exception items, send information about individual checks and records directly to PNC.

Acrobat PDF FileRead the Positive Pay Service Summary.

Funds Transfer (Wire)

Funds Transfer: Provide secure access to your accounts so you can easily transfer funds for same-day settlement. You can also administer security privileges for your authorized representatives to reflect your company's risk management tools.
  • Control and customize access to funds transfer initiation
  • Leverage easy-to-use wire transfer templates
Acrobat PDF FileRead the Funds Transfer (Wire) Service Summary.

Liquidity Management

Liquidity Management: Actively manage your liquidity balances with convenient access to a diverse collection of short-term investments that offer competitive yields and correspond with your investment objectives.
Acrobat PDF FileRead the Liquidity Management Service Summary.

Information Reporting

Balance Reporting: Stay in control of your daily cash position and track transaction activity for all your accounts, 24/7. View Previous and Current Day balance detail, generate historical and custom reports and export data to other applications.

Acrobat PDF FileRead the Previous Day Reporting Service Summary. 
Acrobat PDF FileRead the Current Day Reporting Service Summary.

Special Reports: All the standard reports you need, including transaction data, are available online.

Acrobat PDF FileRead the Special Reports Service Summary.

 

Client Service

Have a question? Need help? Access the PINACLE Client Service module to get the information you need.

To sign-up for access to PINACLE, contact your PNC Treasury Management Officer.

1. ACH Services and certain other products and services require credit approval.

Click here to review the PNC General Disclosure.