Summary of Flex® Rewards Program

Important Information About the PNC Flex® Credit Card Rewards Program
The following is a summary of the PNC Flex Credit Card reward program. For more details, please refer to the full terms and conditions for the reward program.

The following is a summary of the PNC points reward program referenced on the front of this offer. Full reward program terms and conditions will be sent with your credit card and are available on pnc.com/creditcards.

As used herein, the term "Qualifying Purchases" does not mean all purchases you may make with your credit card. Some limited transactions are excluded such as purchase of a gift card or other cash equivalent product, purchases with a convenience check, cash advances or balance transfers. For details, please see the full terms and conditions for this reward program.

Your credit card will be automatically enrolled in the PNC points program.

If, on the last day of the billing cycle for your PNC Flex credit card account you have a Qualifying Deposit Account, you may qualify for a bonus of (i) 100 points for every $1 in non-promotional interest billed if you have a combined average balance of $1,500.00 or more, or (ii) 100 points for every $2 in non-promotional interest billed if you have a combined average balance of $500.00 - $1,499.99, based on all of the Qualifying Deposit Accounts for which you are an account owner, for the period covered by the most recent monthly statement issued for each Qualifying Deposit Account on or prior to the Due Date for your PNC Flex credit card account ("Bonus Points"). Qualifying Deposit Accounts are Foundation Checking, Free Checking, Standard Checking, Virtual Wallet, Virtual Wallet with Performance Spend, Performance Checking, Performance Select Checking or Virtual Wallet with Performance Select. For Virtual Wallet, Virtual Wallet with Performance Spend and Virtual Wallet with Performance Select, the average monthly balance is determined based on the Spend and Reserve components of the product. If the PNC Flex credit card account is in the name of more than one individual, then all such individuals must also be an owner of the Qualifying Deposit Account to earn Bonus Points. Points are awarded to your PNC points account within 7 - 10 business days but no later than within 60 calendar days.

The Annual Percentage Yield (APY) associated with any interest bearing PNC Bank checking or other deposit account referenced above is a variable rate subject to change, and varies by market and product type. Fees may reduce earnings. Visit the Interest Rate Center on pnc.com, or any PNC Bank branch or call 1-877-CallPNC (225-5762) to obtain APY information in your market.

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Rewards Program Terms and Conditions

Important Information About Rates and Fees

Need Help?

Call 1-800-762-5684

  • Mon - Fri: 7am - 10pm ET
  • Sat - Sun: 8am - 5pm ET

Ways to Apply

  • Online through the website

  • By phone

    Call 1-800-762-5684

    • Mon - Fri: 7am - 10pm ET
    • Sat - Sun: 8am - 5pm ET
  • In person at a branch

  • Offline though a printable application to mail or fax.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC Flex is a registered mark of the PNC Financial Services Group, Inc.

See the PNC points Program Terms and Conditions for details. PNC Bank reserves the right to change or terminate the PNC points program at any time.

PNC points is a registered mark of The PNC Financial Services Group, Inc.

PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.
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Bank deposit products and services provided by PNC Bank, National Association. Member FDIC