Credit Cards

 

I want to earn CASH BACK on my purchases

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I want to get FASTER REWARDS for everyday purchases

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I want to SAVE MONEY with low intro rates

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PNC CashBuilder®
Visa® Credit Card

PNC points®
Visa® Credit Card

PNC Flex®
Visa® Credit Card

Annual Fee $0 $0 $0
Introductory Offer Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.

After that, the standard balance transfer APR will apply.

Earn 1.75% cash back on all your net purchases for the first billing cycle after account opening.

Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.

And, introductory 0% APR on purchases for the first 12 billing cycles following account opening.

After that, the standard balance transfer and purchase APR will apply.

Introductory 1.99% APR on balance transfers for the first 24 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.

After that, the standard purchase and balance transfer APR will apply.

Purchase and Balance Transfer APR 12.99% to 21.99% based on credit worthiness.

This APR will vary with the market based on the prime rate.
11.99% to 21.99%, based on credit worthiness.

This APR will vary with the market based on the prime rate.
10.99% to 19.99%, based on credit worthiness.

This APR will vary with the market based on the prime rate.
Rewards
  • Earn a minimum of 1.25% cash back on all your net purchases
  • Or, earn 1.50% to 1.75% cash back on your net purchases depending on your level of spending
  • Earn 4 points for every $1 in qualifying purchases
  • Redeem points for cash rewards, exciting merchandise, gift cards, travel and more
  • Earn 4 points for every $1 in qualifying purchases
  • Redeem points for cash rewards, exciting merchandise, gift cards, travel and more
Boost Your Earning Potential with a Qualifying PNC Checking Account If your spending level doesn't qualify you for higher cash back earnings, a qualifying checking account could help you boost your earning potential.
  • 1.75% cash back - the best level of reward - with a PNC Virtual Wallet with Performance Select or PNC Performance Select checking account*
  • 1.50% cash back with a PNC Virtual Wallet with Performance Spend or PNC Performance checking account*
  • See Summary of CashBuilder Rewards
  • Get a 75% bonus on the base points you earn - the best level of reward - with a PNC Virtual Wallet with Performance Select or PNC Performance Select checking account*
  • Get a 50% bonus on the base points you earn with a PNC Virtual Wallet with Performance Spend or PNC Performance checking account*
  • Get a 25% bonus on the base points you earn with a PNC Virtual Wallet
  • See Summary of points Rewards Program
  • Earn 100 bonus points for every $1 in non-promotional interest billed if you have a qualifying checking account balance of $1,500 or more
  • Earn 100 bonus points for every $2 in non-promotional interest billed if you have a qualifying checking account balance of $500 - $1,499.99.
  • See Summary of Flex Rewards Program
 

PNC CashBuilder®
Visa® Credit Card

Learn More Apply Now

PNC points®
Visa® Credit Card

Learn More Apply Now

PNC Flex®
Visa® Credit Card

Learn More Apply Now

CashBuilder® Visa®

points® Visa®

Flex® Visa®

1. Which is more important to you?
Earning rewards
Saving on interest
2. What type of rewards are most appealing to you?
Getting cash back on purchases
Getting points redeemable for merchandise, gift cards, and travel rewards
3.
When you receive your monthly statement, which will you most often do?
Pay your balance in full
Carry a balance (at least sometimes)

PNC Flex® Visa® Credit Card

Apply Now
PNC Flex Visa enables you to manage your credit card balances while earning PNC points® on new purchases
  • Low rate on Balance Transfers for 24 billing cycles
  • Earn 4 points for every $1 in qualifying purchases
  • Unlimited earning potential
  • Redeem points for cash rewards, exciting merchandise, gift cards, travel and more
  • Card is auto enrolled in PNC points
  • Summary of Flex Rewards Program
Calculate your points

BOOST YOUR EARNING POTENTIAL

When you have a qualifying PNC checking account and meet minimum balance requirements in that account or linked accounts:
  • Earn 100 bonus points for every $1 in non-promotional interest billed if you have a total combined average balance of $1,500.00 or more in applicable linked accounts
  • Earn 100 bonus points for every $2 in non-promotional interest billed if you have a total combined average balance of $500.00-$1,499.99 in applicable linked accounts
  • Summary of Flex® Rewards Program


Find the right checking account for you


Run the Recommender Again

PNC CashBuilder® Visa® Credit Card

Apply Now
CashBuilder Visa is a credit card that earns a competitive cash back rate on net purchases
  • Earn at least 1.25% cash back on all your net purchases
  • Or, earn 1.50% to 1.75% cash back on all your net purchases depending on your level of spending
  • No caps on cash back earning potential
  • Redeem when you have accumulated $50 in CashBuilder Rewards
  • Summary of CashBuilder® Rewards Program
Calculate cash back

BOOST YOUR EARNING POTENTIAL

Your spending level doesn't qualify you for the higher cash back earnings rates?

You can still qualify for higher cash back earning rates when you have a qualifying PNC Bank checking account and meet minimum balance requirements in that account or linked accounts:
  • Earn 1.75% cash back - the best level of reward - with a PNC Virtual Wallet with Performance Select or PNC Performance Select checking account
  • Earn 1.50% cash back with a PNC Virtual Wallet with Performance Spend or PNC Performance checking account.
  • Summary of CashBuilder® Rewards Program


Find the right checking account for you


Run the Recommender Again

PNC points® Visa® Credit Card

Apply Now
PNC points® credit card rewards you with PNC points® .
  • Earn 4 points for every $1 in qualifying purchases
  • Unlimited earning potential
  • Redeem points for cash rewards, gift cards, electronics, name-brand merchandise, travel and more
  • Card is auto enrolled in PNC points
  • Summary of PNC points Rewards Program
Calculate your points

BOOST YOUR EARNING POTENTIAL

With a PNC points Visa credit card, if you have a qualifying PNC Bank checking account and meet minimum balance requirements in that account or linked accounts:
  • Your rewards add up when you link your points-eligible Check Card to PNC points®
  • Get a 75% bonus on the base points you earn - the best level of reward - with a PNC Virtual Wallet with Performance Select or PNC Performance Select Checking Account
  • Get a 50% bonus on the base points you earn - with a PNC Virtual Wallet with Performance Spend or PNC Performance Checking Account
  • Get a 25% bonus on the base points you earn - with a PNC Virtual Wallet
  • Summary of points® Rewards Program


Find the right checking account for you


Run the Recommender Again


  1. To enroll in the PNC points program visit pnc.com/points or call 1-888-PNC-points (1-888-762-7646).

* To earn bonus points or higher cash back rates you must meet the minimum balance and/or direct deposit requirements for your qualifying checking account.

Visa is a registered trademark of Visa International Service Association and used under license.
PNC CashBuilder, PNC points Program, and PNC Flex are registered marks of The PNC Financial Services Group, Inc.
PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.
Equal Opportunity Lender

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC