Building a Portfolio to Help You Achieve Your Goals

Understanding Your Unique and Specific Goals

The first step in achieving a custom portfolio is listening to your organization to gain deep knowledge of its purpose and goals. This includes your current state and long-term plans, including cash flows, risk tolerance, strategic initiatives, and aligning your guiding principles with your investments. Developing a strong working relationship with your dedicated investment advisor is key to maintaining a portfolio that meets and evolves with your unique and dynamic goals.

Developing Your Investment Policy Statement

Once your organization’s needs are deeply understood, we will work with you to build an Investment Policy Statement (IPS) which will meet your organization's unique investment objectives. The IPS is an essential element of a successful investment program. The IPS outlines the target allocations to each asset class, the tolerance (range) that is an acceptable deviation from said target, your current spending rates, and any guidance to accurately reflect your mission and purpose. After agreeing on guidelines, your investment advisor will build a customized portfolio strategy that aligns with your objectives and constraints. Your investment advisor proactively manages the portfolio in accordance with these ranges to help maximize achieving your goals.

Maximizing Return Within Your Risk Tolerance

The guidelines established by your IPS help to determine a baseline for your expectations and needs. We will look for the optimal combination of asset classes and managers that have the right balance of risk and return reflective of your fee budget. At the end of the day, our goal is always to create the most return with the least risk—which is specific for each client.

Managing for The Long Term

Proactive and regular communication is necessary for the success of your custom investment program. Together, your organization and its dedicated investment advisor will review the IPS on a regular basis, at least annually. In addition, our investment team continually reviews the opportunity set and risk presented by the current market. Your investment advisor will regularly touch base to review performance, talk about outlook and understand any impact to your portfolio and organization. Your custom portfolio, tailored to meet your needs, is designed to grow and sustain your investments, allowing your organization to serve its purpose and undertake new initiatives.

Let's Talk

Our solutions can be tailored to meet your unique needs. For more information, visit pnc.com/ocio.

Schedule an appointment

SCHEDULE NOW

Find a branch near you

FIND NOW

Important Legal Disclosures and Information

The PNC Financial Services Group, Inc. (“PNC”) uses the marketing name PNC Institutional Asset Management® for the various discretionary and non-discretionary institutional investment, trustee, custody, consulting, and related services provided by PNC Bank, National Association (“PNC Bank”), which is a Member FDIC, and investment management activities conducted by PNC Capital Advisors, LLC, an SEC-registered investment adviser and wholly-owned subsidiary of PNC Bank. PNC does not provide legal, tax, or accounting advice unless, with respect to tax advice, PNC Bank has entered into a written tax services agreement.

PNC Bank is not registered as a municipal advisor under the Dodd-Frank Wall Street Reform and Consumer Protection Act.

These materials are furnished for the use of PNC and its clients solely for informational purposes and do not constitute the provision of investment, legal, or tax advice to any person. They are not prepared with respect to the specific investment objectives, financial situation, or particular needs of any person.

Use of these materials is dependent upon the judgment and analysis applied by duly authorized investment personnel who consider a client’s individual account circumstances. Persons reading these materials should consult with their PNC account representative regarding the appropriateness of investing in any securities or adopting any investment strategies discussed or recommended herein and should understand that statements regarding future prospects may not be realized. The information contained herein was obtained from sources deemed reliable. Such information is not guaranteed as to its accuracy, timeliness, or completeness by PNC. The information contained and the opinions expressed herein are subject to change without notice. Past performance is no guarantee of future results. Neither the information presented, nor any opinion expressed herein constitutes an offer to buy or sell, nor a recommendation to buy or sell, any security or financial instrument. Accounts managed by PNC and its affiliates may take positions from time to time in securities recommended and followed by PNC affiliates. Securities are not bank deposits, nor are they backed or guaranteed by PNC or any of its affiliates, and are not issued by, insured by, guaranteed by, or obligations of the FDIC or the Federal Reserve Board. Securities involve investment risks, including possible loss of principal.

“PNC Institutional Asset Management” is a registered mark of The PNC Financial Services Group, Inc.

Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value.

PNC General Disclosure https://www.pnc.com/en/corporate-and-institutional/pnc-general-disclosure.html