Accept Payment–Card Reader

Get Started Accepting Payment with a Card Reader

Accept card payments on your mobile device using PNC Mobile Accept within the PNC Mobile App​

After logging in to the PNC Mobile App, the Accounts page will provide account balances, reminders, new products and offers. Additionally, PNC Business Checking customers who have applied and been approved for PNC Mobile Accept will see quick actions such as Accept Payment and Payment Center, where you can accept credit card payments using your mobile device.​

Select “Accept Payment” if you want to accept a credit card payment using a card reader.​

Accept Payment

Enter the transaction details​

Enter the amount you are charging your customer for the sale of your goods, products or services.

If you have set up a tax rate and label in the Payment Center settings, you will see the breakdown of the charge amount, tax, and subtotal. Customers who do not have these settings set up will not see the tax drop down and will need to calculate any applicable taxes and include them as part of the total charge amount entered.​

Additionally, there will be an option to enter a note to track any other details you want to capture such as size, color or location for reference. ​

If you haven't set up tax rates and labels, that can be done through the Payment Center settings.​

Important: You are responsible for the accuracy of all data entered into PNC Mobile Accept. If you set up a tax rate in the Payment Center settings, it will apply to the entire transaction.

Select “CONTINUE TO TIP” to continue.

Tips must first be enabled through settings. If tips have been disabled via the Payment Center, you can press "Continue" and advance to the "Review Payment" screen.​

 

Accept Payment

Select the amount your customer would like to tip​​

Choose to tip by selecting one of the percentage options, enter a custom amount, or you can select no tip. By selecting one of the percentage options or no tip, the option selected will automatically calculate and you will advance to the “Review Payment” screen.

Select “CUSTOM TIP” to continue.

Custom Tip

Your Customers can enter a custom tip amount​​

The subtotal, before the tip is applied, will display as well as the tip amount.

Select “APPLY TIP” to continue.

Review Payment

Review the payment details and choose whether you are using a card reader or manually entering the card details​

Confirm the details about the payment before selecting the payment method. If the payment details need to be changed, you can select “Edit Item” which will take you back to the Accept Payment screen. ​

Select “USE CARD READER” to continue.

Accept Payment

Use the card reader to dip or swipe your customer’s card​​

Using the paired reader, your customers’ card will be charged the total amount you entered into PNC Mobile Accept for the transaction in exchange for the product or service you provided.  

Dip or swipe your customer's card with the reader and do not close the app during this process. This may take up to 30 seconds to complete​.

Select the card to continue the tutorial.

Transaction Completed

If the transaction successfully completes, you will be directed to a Transaction Completed screen. This screen is where you can share the transaction receipt with your customer.

The transaction is complete! ​

That’s it, the transaction is complete.  On this screen, you can:​

  • Review the transaction details ​

  • Send a receipt​

  • Accept a new payment​

  • Return to the Payment Center.​

If you need assistance, call: 1-877-287-2654, press option 4 then press option 1. ​

Select “X” to finish.

  1. PNC Mobile Accept is a method of accepting credit card payments and is available through PNC Mobile Banking. Payment processing services through PNC Mobile Accept are provided by Tempus Technologies, Inc. (a wholly owned subsidiary of PNC Bank, N.A.) and subject to application, credit review of the business and its owners, and approval. Use of PNC Mobile Accept requires (1) an eligible and active business checking account and agreement with PNC Bank, N.A. (2) an approved and active payment processing account and agreement with Tempus Technologies, Inc., and (3) the PNC mobile banking application be downloaded and installed on a supported device. Certain other restrictions may apply.
  2. PNC Bank does not charge a fee for Mobile Banking, but upfront charges and fees apply to the payment processing services through PNC Mobile Accept. In addition, third party message and data rates may apply to your use of or access to Mobile Banking, including PNC Mobile Accept, such as fees your wireless carrier may charge you for data usage or SMS/text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. PNC Mobile Accept and payment processing services are not deposit products and are not guaranteed or insured by the FDIC or any other governmental agency.
  3. Tax and tip functionalities are features available through PNC Mobile Accept. You are responsible for the accuracy and validity of all data entered into these features and proper application to your transactions. Features you elect to apply to any transaction will apply to the entire transaction. Guidance related to using or availability of these features is not legal or tax advice. You should consult an attorney or your qualified tax adviser for advice specific to your circumstances.
  4. Except as is otherwise set forth in your agreement for payment processing with Tempus Technologies, Inc., your funds for card transactions will ordinarily be transferred to your PNC business checking account within three business days from the time your batch (an electronic file containing your card transactions) is received.  If a batch is received after the cut-off time, or on a day that is not a business day, those transactions will generally be processed on the next business day.  Business day means Monday through Friday, excluding Federal holidays.
  5. PNC Mobile Accept and Mobile Accept are registered marks of The PNC Financial Services Group, Inc.

Tempus Technologies is a registered mark of Tempus Technologies, Inc.

Visa is a registered trademark of Visa International Service Association and used under license; Mastercard is a registered trademark of Mastercard International Incorporated; Discover is a registered trademark of Discover Financial Services; American Express is a federally registered trademark of American Express Marketing & Development Corp. in the United States and other countries; Android is a trademark of Google LLC; iOS is a registered trademark of Cisco Systems, Inc. and/or its affiliates in the United States and certain other countries; Apple, iPhone and iPad are trademarks of Apple Inc.; The Bluetooth® word mark is a registered trademark owned by Bluetooth SIG, Inc.  

Apple is a trademark of Apple Inc., registered in the U.S. and other countries. iPhone and Apple Pay are trademarks of Apple Inc.

Android is a trademark of Google LLC.

Banking products and services and bank deposit products are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

To help the government fight the funding of terrorism and Money Laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.