Paycheck Protection Program

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Latest Updates

August 9, 2024

As of 8/9/2024, PNC customers who have yet to apply for forgiveness will now do so using the SBA Direct Forgiveness Portal. Pleaseaccess the portal to submit an application for forgiveness.

If you have already submitted an application to PNC and want to check on the status, please contact SBAPPPFileReviewNotice@pnc.com.

We continue to work diligently with our PPP loan customers to submit their forgiveness applications. Customers who received their PPP loan through BBVA USA may submit applications through the SBA Forgiveness Portal.

The SBA released aprocedural notice on January 27th, 2022 which allows borrowers who (i) received a partial approval decision from their Lender or (ii) were required by their Lender to apply for forgiveness in an amount less than the full amount of the PPP loan, to request, through their Lender, an SBA loan review of the lender’s partial approval decision. PNC has established a process to facilitate these requests.

  • In order to be eligible for this review process, an SBA forgiveness decision must have been issued. If you have not yet applied for forgiveness, please do so at your earliest convenience.
  • When an SBA decision is issued, if the SBA approves loan forgiveness in an amount less than your full PPP loan amount (and has not unilaterally selected the PPP loan for review), you will receive instructions on how to request an SBA review of the lender’s partial approval decision. You will have 30 days from receipt of that notice to request an SBA review through PNC.
  • The SBA implemented a process on July 27, 2022, for PPP lenders to submit a reconsideration review request for PPP loan borrowers that received a partial loan forgiveness decision. If you previously submitted a reconsideration review request of PNC’s partial loan forgiveness decision through PNC’s PPP Loan Forgiveness portal, PNC has sent your request to the SBA. When the SBA decides to review the request, additional documents may be needed. We will contact you to facilitate the collection of those documents. We will also notify you when the SBA renders a decision of your request.

WHEN can I submit for a
loan review request?

If you wish to request an SBA review of PNC’s partial forgiveness decision, and have received notice from PNC advising you of the SBA’s final loan forgiveness decision, you can do so within 30 days of the date on the notice provided to you from PNC, advising you of the SBA’s loan forgiveness decision.

WHERE can I submit for a
loan review request?

You can submit your request by emailing SBAPPPFileReviewNotice@pnc.com within 30 days of the date on the notice provided to you from PNC, advising you of the SBA’s loan forgiveness decision.

PPP Loan Forgiveness

Apply For Forgiveness

PPP Forgiveness Application Document Checklist

Prepare Your Documentation

For additional information, please review the list of helpful documents provided by PNC to prepare for your application.

SBA Procedural Notice that Impacts Certain Customers

SBA guidance prohibits borrowers from receiving forgiveness on any amount of the PPP loan that exceeds the “supported maximum loan amount” as calculated under current statutes, regulation and guidance.

PNC is completing a review of all existing PPP loans. If we have contacted you regarding needed documentation for your initial PPP loan, we ask that you continue to work with us to provide these.

Paycheck Protection Program for Businesses

If you have any questions about eligibility or concerns about the process, please call our Customer Care Center at 877-287-2654, or talk with your relationship manager.