Institutional Investment Solutions for Insurance Organizations

Overview

For insurance organizations today, managing investments that include multiple long-term asset pools that support a variety of product and distribution segments is more demanding than ever. Meeting performance expectations while minimizing risk and satisfying regulatory, corporate governance, and ratings-agency requirements is a constant challenge.

PNC Institutional Asset Management® delivers the proven insurance industry experience to help you achieve your investment goals so that you can focus on moving your organization forward.

Our dedicated professionals have built partnerships with the full range of insurance organizations, including: 

  • Life
  • Health
  • Property and casualty
  • Reinsurance
  • Captives
  • Fraternal insurance companies

A Customized Approach That Sets Us Apart

Because one solution does not meet the needs of every client, we take a consultative, holistic approach that is focused on your unique situation.

Through close collaboration, we gain an in-depth understanding of your organization, create an unbiased solution that is tailored to your specific goals, and provide customizable reporting tools. We understand that your needs vary significantly and may include asset liability management, operating income needs, portfolio yield targets, tax considerations, product development, and/or Enterprise Financial Modeling (EFM). Our approach leverages the knowledge and experience of specialized teams that work together to customize your solution:

Investment Strategy Team

Delivers up-to-date insight through proprietary research publications, white papers, market outlooks and topical market commentary. Factors in regulatory and investment policy considerations when recommending modifications.

Portfolio Management Team

Utilizes the asset allocation recommendations of Asset Management Group (AMG) to develop and manage institutional portfolios, and constructs and recommends derivatives-based approaches to implement strategic, tactical, or hedging strategies.

Manager Research and Product Management Team

Provides third-party investment manager selection and monitoring services, with dedicated professionals to provide operational due diligence across traditional and alternative managers.

Our Solutions

Liquidity & Fixed Income Management for Insurance Organizations

No two insurance portfolios are the same. Through close monitoring and deep conversation, we aim to discover the specific needs of your portfolio, define a custom approach, and to adapt our approach as your needs evolve.

Through PNC Capital Advisors, LLC (PCA), a registered investment advisor and wholly owned subsidiary of PNC Bank, clients can craft separately managed fixed-income accounts that are tailored to their objectives.

Rather than using a product-based approach, PCA uses a solutions-based perspective, helping you benefit from the discipline and risk-focused advice of an experienced team that delivers:

  • Liquidity solutions for pursuing yield and return goals while also managing the cadence of cash flows
  • Custom solutions that are tailored to your specific needs and objectives
  • Broad market portfolios that utilize traditional fixed-income strategies and benchmark-based objectives for total return

OCIO Solutions for Insurance Organizations

From dynamic portfolio analysis to custom cash solutions, PNC’s OCIO team can help you improve decision-making and gain greater financial stability.

We use a disciplined, repeatable investment approach to craft tailored solutions based on your unique objectives. Additionally, our open architecture platform can help you achieve your investment goals while controlling risk and managing costs.

From dynamic portfolio analysis to custom cash solutions, PNC’s OCIO team can help you improve decision-making and gain greater financial stability.

We use a disciplined, repeatable investment approach to craft tailored solutions based on your unique objectives. Additionally, our open architecture platform can help you achieve your investment goals while controlling risk and managing costs.

Goals-Focused
Our four-step process includes identifying your goals and projections, analyzing enterprise risk, building a custom investment strategy, and implementing the solution and monitoring key metrics.

Analytics-Driven
We tailor our sophisticated suite of analytical and evaluative tools to align with the unique needs of insurance clients. Plus, PNC provides access to original research on financial markets and the trends and issues that affect them, all to help you make informed investment decisions.

Flexible
By building a true relationship, our professionals are able to act quickly in response to changes in your goals and the regulatory and investing environment.

Dynamic
Our solutions are designed by integrated teams of talented specialists working in unison, including Investment Strategy, Investment Advisor Research, Portfolio Construction and Management, the Portfolio Analytics Group, and the Risk Management Team.

Supported by Enterprise Financial Modeling (EFM)
Fulfilling your mission, keeping risk in check, maintaining healthy financials, and using your assets to help achieve these outcomes—is completing all of these tasks possible against a backdrop of change, uncertainty, and volatility?

In our view, the answer is yes, with an analytical and enterprise approach. We increasingly see institutional investors implement a Enterprise Financial Modeling framework for managing their assets and liabilities en-route to achieving their organizations’ objectives.

Asset Servicing for Insurance Organizations

No two insurance portfolios are the same. Through close monitoring and deep conversation, we aim to discover the specific needs of your portfolio, define a custom approach, and to adapt our approach as your needs evolve.

Custody Services
With comprehensive custody solutions, we have the flexibility to deliver a variety of services — including the safekeeping of assets, pension payments and planned giving solutions — all through a single point of contact. And with our advanced I-Hub system, you have 24-hour online access to account information and processing, as well as instant access to all custody data.

Sub-Accounting
For nearly three decades, PNC Sub-Accounting Advantage has helped to improve organizations’ investment management and recordkeeping. Our platform provides clear, concise and customized sub-accounting information efficiently, and it helps reduce investment and administrative costs.

Retirement Plan Solutions for Insurance Organizations

Our proven retirement plan experience can help to improve member satisfaction while minimizing the risk and fiduciary responsibility on your organization.

Defined Contribution Services
Utilizing our comprehensive suite of solutions, PNC will customize a solution that’s designed to improve employee outcomes while answering your primary concerns as plan fiduciary. Our experienced professionals provide:

  • Comprehensive retirement plan design and investment oversight
  • Value-added fiduciary support
  • Fiduciary indemnification

Defined Benefit
Our liability-centric approach to pension management provides you with the opportunity to implement de-risking strategies to address the volatility of pension plans.

Market Updates

At PNC, we understand the importance of helping you stay on top of the latest developments and trends in the capital markets. In addition to evaluating these trends as part of your portfolio review, we provide regular updates:

Global Market Snapshot

Highlights key economic and market-moving news around the world as well as actionable insights for all investors.

Weekly Market Watch

Gives a recap of the previous week’s economic and market activity along with PNC’s perspective on the U.S. and international markets.

Economic Reports

Provides analyses and forecasts of national, regional, and global economic and financial trends.

Ideas, Insights & Solutions

Make informed decisions and maximize your business with perspectives on leading financial issues from PNC professionals.

Gain Market Insight

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PNC survey reveals that, as CFOs strategize for the future, many are taking an interest in private capital and in pursuing private ownership.

Gain Market Insight

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Financial Markets

Weekly Market Watch

PNC’s Weekly Market Watch provides a recap of the previous week’s economic and market activity and is designed to give PNC’s perspective on happenings in both US and international markets.

Related Resources

SOLUTIONS

PNC Capital Advisors

At PNC Capital Advisors, our focus is on our clients. We are committed to understanding your organization and learning your priorities.

CAPABILITIES

OCIO (Outsourced Chief Executive Officer) & Asset Solutions

We provide custom solutions to middle-market corporations, unions, municipalities, and nonprofit organizations.

SUBSCRIPTIONS

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Let's Talk

Work with us today. For more information, please contact:

Wade Meadows

Wade Meadows

Managing Director Insurance Solutions Group PNC Institutional Asset Management

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