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PNC High Yield Savings®

Achieve more with a higher interest

3.95%

Annual Percentage Yield (APY)[1]

Only available online in eligible markets or at select PNC locations*

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Features & Benefits

No Monthly Fees or Service Charges

No monthly maintenance fees or service charges

$0

No minimum opening deposit and no minimum balance requirement[2]

Member FDIC

Deposits are insured up to the maximum amounts allowed by law.[3]


Setting up, funding and
accessing your funds is simple:

Fund your account with transfers from...

Minimum to open[1,2]$0
Monthly service charge — $0
Cost of online or paper statements $0

Why PNC?

Trusted for Nearly 160 Years.

PNC offers solutions that can help you confidently navigate your finances during any phase of life.

Let us help you gain the confidence you need to make important financial decisions for you and your family.

Online & Mobile Banking

Our Digital Tools Make Savings Easy

Account transfers.
Grow your savings by transferring from external or PNC accounts, with no fees or charges.

Automatic savings plans.
Set up automatic transfers to your High Yield Savings account so you can save without even thinking about it. 

Mobile check deposit.
Make deposits wherever you are using our mobile app.[4]

Learn More

Ready to Start Saving?

Frequently Asked Questions

Virtual Wallet® Checking Pro

Checking and Savings. Together. 

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Accounts for spending, planning and saving + digital tools to help you manage your financial life. No minimum balance or monthly fees.

Now including Low Cash Mode®[7]

Learn More & Apply

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