Annual Percentage Yield (APY) accurate as of 02/25/25. The minimum balance to earn interest on your High Yield Savings account or Virtual Wallet Checking Pro Growth account is $1.00. We may refuse or return any deposit amount causing the combined balance of all of your PNC accounts to exceed $5,000,000 (including any jointly owned, or in the case of an account owned by a living trust, jointly managed accounts).
Rates and APYs may vary and may change after account opening. Fees may reduce earnings. Available in eligible markets. Business accounts not eligible.
Features & Benefits
Setting up, funding and
accessing your funds is simple:
Fund your account with transfers from...
- An external account
- Deposit checks via your tablet or mobile phone[4]
- A PNC checking account
Minimum to open[1,2] — $0
Monthly service charge — $0
Cost of online or paper statements — $0
Online & Mobile Banking
Our Digital Tools Make Savings Easy
Account transfers.
Grow your savings by transferring from external or PNC accounts, with no fees or charges.
Automatic savings plans.
Set up automatic transfers to your High Yield Savings account so you can save without even thinking about it.
Mobile check deposit.
Make deposits wherever you are using our mobile app.[4]
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Ready to Start Saving?
Frequently Asked Questions
Virtual Wallet® Checking Pro
Checking and Savings. Together.
Accounts for spending, planning and saving + digital tools to help you manage your financial life. No minimum balance or monthly fees.
Now including Low Cash Mode®[7]