In order to qualify for the Relationship Rate for Standard Savings, you must have a linked Standard Checking, Performance Checking, Virtual Wallet® with Performance Spend, Performance Select Checking or Virtual Wallet with Performance Select and meet any one of the following requirements:

• Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your Checking account using your Visa® Debit Card or to your PNC consumer Visa Credit Card you have chosen to link to a qualifying PNC checking account.
• Have $500 in qualifying direct deposits in a linked Standard Checking during the previous calendar month. 
• Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) during the previous calendar month in a Virtual Wallet with Performance Spend or Performance Checking you have chosen to link.
• Have $5,000 in qualifying direct deposits during the previous calendar month in a Virtual Wallet with Performance Select or Performance Select Checking you have chosen to link.

(A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.)

When you open or transfer into a Standard Savings or Premiere Money Market account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate will be determined on the first of each month and will be based upon the number of qualifying transactions or direct deposit requirements from the previous calendar month.

If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Standard Savings or Premiere Money Market account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.

We will only link accounts at your direction. If you have not directed PNC to link another account to your Standard Savings or Premiere Money Market account, the accounts will not be linked and you will not receive a relationship rate, applicable waivers of monthly service charges,  or other relationship benefits on your unlinked PNC accounts. The requirement that you direct us to link accounts in order for you to receive benefits applied to all of your PNC accounts.