To be eligible for bonus offers, you must not have opened the same credit card product and received a bonus in connection with account opening within the last 24 months. For example, if you opened a PNC Cash Rewards credit card on January 15, 2023, and subsequently received a bonus in connection with account opening, then you are ineligible for an account opening bonus on any other PNC Cash Rewards credit card opened before January 15, 2025, subject to other terms and conditions.
PNC Personal Credit Cards
Discover more possibilities with a PNC Credit Card
We have a credit card for every need
Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period. See below for details.[1]
PNC Cash Unlimited® Visa Signature® Credit Card
Earn unlimited 2% cash back on every purchase[2]
Must qualify for a minimum credit line of $5,000.[3]
Bonus Offer: Earn a $250 bonus[1,4] after you make $1,000 or more in purchases during the first 3 months following account opening.
Card Benefits:
- No caps on how much you can earn*
- No cash back expiration dates to worry about[5]
- No foreign transaction fees**
Intro Offers: Save more with a 0% introductory APR on balance transfers.**
- 0% intro APR on qualifying balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening.**
- Then, a variable APR on balance transfers, currently 19.74% to 29.74%, based on creditworthiness. This APR will vary with the market based on the prime rate.**
PNC Core® Visa® Credit Card
Save with low rates
Must qualify for a minimum credit line of $500.[3]
- 0% intro APR on purchases for the first 18 months following account opening.*
- 0% intro APR on balance transfers for the first 18 months following account opening when the balance is transferred within the first 90 days following account opening.*
- Then a variable APR on purchases and balance transfers, currently 18.74% to 29.74%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
PNC points® Visa® Credit Card
Earn points for exciting rewards
Earn 100,000 Points
$0 annual fee**
The applicant must be a PNC Online Banking user to apply online.
Must qualify for a minimum credit line of $500.[3]
Bonus Offer: Earn 100,000 bonus points[1,4] after you make $1,000 in purchases during the first 3 months following account opening.
- Earn more points on top of base points you earn in a billing cycle when you meet additonal requirements with an eligible PNC checking account.* See which accounts qualify
- There's no limit to the number of points you can earn.
PNC Secured Visa® credit card
Establish and strengthen your credit
- Open your account with a refundable security deposit ($300-$2,500). If approved, the security deposit will be used to establish your new credit limit.
- Establish, strengthen or build your credit – use this card responsibly and over time it can improve your overall credit score.
- The PNC Secured Visa credit card can only be opened in person at a PNC Bank Branch. Apply by visiting a branch closest to you.
You get our highest level of protection. Always.
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Pursuant to the Credit Card Accountability, Responsibility and Disclosure Act of 2009, the credit card agreements below were submitted to the Federal Reserve Board. These agreements were effective as of September 30th, 2024. If you are applying for a credit card now, the terms of the account you are applying for may be different from those terms and conditions in the agreements posted below.